Credit Analyst, Funds & Corporate

This hybrid role is located in New York, NY and combines institutional fund underwriting with corporate credit analysis, offering a unique opportunity to assess diverse client segments.

About the Role

In this role, you will perform underwriting for Funds (FI) clients and corporate clients, ensuring adherence to the Company’s underwriting standards and risk policies. You will regularly collaborate with key business partners across Sales, Compliance, Legal, Finance, Treasury, and Operations, and report directly to the Head of Group Credit.

Responsibilities

• Perform underwriting for Fund (FI) clients and corporate clients across multiple jurisdictions.
• Assess and analyze financial statements, fund structures, management quality, and other credit factors to determine overall risk and creditworthiness.
• Prepare well-reasoned credit recommendations and, where authorized, approve credit within assigned limits.
• Ensure all underwriting decisions comply with internal underwriting guidelines, regulatory expectations, and risk policies.
• Monitor existing portfolios to ensure ongoing compliance and identify emerging risks.
• Conduct portfolio analyses to identify concentration risks, performance trends, and credit deterioration.
• Develop and recommend remediation plans for higher-risk exposures.
• Prepare clear, comprehensive credit memos, portfolio reviews, and presentations for senior management.
• Work closely with Sales, Compliance, Legal, Operations, IT, Treasury, and Finance to ensure seamless deal execution and alignment with risk objectives.
• Support Credit Manager with risk-related decisions, exceptions, and complex deal structures.
• Stay current on industry trends, market conditions, regulatory developments, and macroeconomic events impacting credit risk.
• Recommend improvements to underwriting processes, tools, and best practices to enhance risk assessment quality and operational efficiency.

Requirements

• Minimum of 2+ years of experience with a Bachelor’s degree in Finance, Economics, Accounting, or Business Administration (Master’s preferred).
• Professional designations such as CFA, CA, or FRM are strong assets.
• Proven experience in underwriting and credit risk management, ideally covering both Funds (FI) and corporate clients.
• Experience with regulatory compliance in underwriting and a strong understanding of legal and compliance considerations related to Fund structures.
• Experience in Foreign Exchange (FX) or financial markets is a significant advantage.

Skills

• Excellent financial analysis, critical thinking, and decision-making skills.
• Strong written and verbal communication skills, with the ability to present complex information clearly.
• Highly detail-oriented with strong organizational abilities and the capacity to work under pressure.

Benefits

• Comprehensive Benefits Package including Medical, Dental, Vision, and Paramedical benefits, as of day one.
• Optional company match RRSP program.
• Virtual fitness classes offered company-wide.
• Time-off including major holidays, vacation, sick, personal, and volunteer time.
• Discounted gym membership rate.
• Philanthropic support with both local and national organizations.
• Fun culture with company-wide contests and prizes.

About Corpay

Corpay is a global technology organization leading the future of commercial payments with a culture of innovation. Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll, and lodging expenses. Millions of people in over 80 countries use our solutions for their payments.

At Corpay, we are committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions.