Credit Analyst

Why Join This Team?

Great opportunity to work in a small business lending segment
Opportunity to create value by providing your innovative ideas
You come to join a focused, highly collaborative team at a great company

What You’ll Do

• Credit review and analysis of new and renew small business loans, including but not limited to calculations of business cash flow, personal cash flow, debit service ratios, etc.
• Analyze and review loans for completeness and other required due diligence
• Present loan decisions in accordance with established procedures and underwriting criteria
• Identify alternative financing options for borrowers that do not qualify for their original requests
• Apply delegated credit authorities per policies and procedures
• Work closely and provide support to Relationship Managers to help build strong relationships with customers
• Other duties as directed

Qualifications

• Bachelor’s degree in Finance or related field
• At least 2 years of commercial/small business loans underwriting experience
• At least 3 years of commercial/small business loans underwriting experience if no Bachelor’s degree
• Previous experience with Regulation B
• Excellent analytical and problem-solving skills
• Excellent organizational skills, attention to detail and ability to work in a fast-paced environment

Benefits

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance

Compensation

The estimated salary range for this role is $59,000-$77,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate’s qualifications, skills and experience.