Credit Analyst

Primary Duties and Responsibilities

• Consistently delivers outstanding client service; providing premiere client satisfaction with a friendly demeanor, can-do attitude, and willingness to help at all times.
• Acts as a cultural ambassador to internal and external clients, providing a professional, exceptional, and supportive experience with each interaction.
• Prepares all required financial spreads.
• Completes global cash flows and assesses repayment ability.
• Analyzes and opines on renewals and new loan requests of commercial loans through complete analysis.
• Communicates effectively with all levels of Bank staff and tailors communication (e.g., content, style and medium) to diverse audiences.
• Responds to client and co-worker needs in a timely and professional manner to accomplish daily tasks with minimal supervision while consistently meeting service standards.
• Works independently and interdependently to promptly and efficiently complete work assignments that meet pre-determined standards and ensure quality of work.

Minimum Qualifications

• 4- Year Undergraduate Degree (e.g., BS or BA), preferably with a business or finance focus or equivalent combination of education and experience in the finance field
• Proficient in Microsoft Office Suite
• Strong communication skills and ability to work in a collaborative team environment

Preferred Qualifications

• Exposure to loan documentation and financial statements (general knowledge of the different financial statements and documents)
• Adept at learning new software programs (previous experience with a variety of different software programs)

Benefits

• Eligibility for health, dental, vision, life and disability insurance coverages
• Retirement Plan - 401k with matching ESOP- Employee Stock Ownership Plan
• Time away from work – vacation time, sick time and holidays
• Paid parental leave
• Tuition Assistance
• Pet Insurance
• Employee Discounts
• Professional development opportunities