Credit Analyst

About the role

At Hyundai Capital America, we offer a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses.

Responsibilities

• Analyze information from credit applications utilizing the four C’s of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash.
• Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA’s.
• Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals.
• Follow up for approvals and pending contracts to increase capture rate and monitor dealer’s portfolio.
• Be well versed in eContract and eRehash processes.
• Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process.
• Coach and assist dealers to resolve funding issues and reduce unclean contracts.
• Perform all other duties as assigned.

Requirements

• Minimum 1-year automotive finance experience (Desirable)
• Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable)
• Auto finance or related background is preferred
• 2 years of experience in fast paced office environment
• Experience with Dealer operations or Sales (Desirable)
• High school graduate (GED), College Degree preferred
• Strong verbal, written and interpersonal skills
• Analytical with high attention to detail
• Self-starter with excellent time management skills
• Well versed on company product offerings, reporting and measurement systems
• Ability to negotiate, influence and collaborate both with customers and associates

Qualifications

• High school graduate (GED), College Degree preferred

Skills

• Strong verbal, written and interpersonal skills
• Analytical with high attention to detail
• Self-starter with excellent time management skills
• Well versed on company product offerings, reporting and measurement systems
• Ability to negotiate, influence and collaborate both with customers and associates

Benefits

We take care of our people with competitive pay, immediate 401(k) matching and vesting, vehicle purchase and lease discounts, and monthly vehicle allowances. We also offer Paid Volunteer Time Off with company donation to a charity of your choice, tuition reimbursement, and more.

Pay

The posted salary range for this job is $48,552.00 - $72,828.00. It is uncommon to hire candidates at or near the top of the range.

Schedule

This position requires flexibility with schedule to include weekends, evenings and holidays.