Credit Analyst

Required Qualifications

• Bachelor’s degree in accounting, business administration, or related field.
• Commensurate experience will be considered.
• Proficiency in understanding general accounting principles, financial statement reporting and accurate interpretation of financial statement schedules.
• Excellent written and oral communication skills.
• Working knowledge of Microsoft Office.
• Ability to work within a team environment as well as independently.

Preferred Qualifications

• Knowledge of general loan terminology for analysis of loan documents.
• Knowledge of financial principles for ratio and cash flow analysis.
• Previous banking or financial institution experience.
• Previous commercial underwriting or financial analysis experience.

Principal Activities / Objectives

• Review financial statements of clients and provide analysis to the lending areas to ensure soundness of loan.
• Analyze documents for new loans for completeness and accuracy of execution.
• Verify the accuracy of client’s borrowing base soundness on a consistent basis.
• Maintain files and databases with current client information.
• Prepare various reports generated from internal systems for senior management’s utilization.
• Perform additional assignments as requested.

Risk Management

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank’s risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.