Credit Analyst 1

About the role

Join the Park Bank team and play a key role in supporting local businesses and communities as a Credit Analyst. This role helps Park Bank maintain its position as the community bank of choice for Madison. Join a top performing Commercial Credit Underwriting team and help take our commercial lending function to the next level in 2026!

Requirements

• Ability to work on a full-time basis, Monday-Friday
• Develop and present credit information for use by lending officers or committees in making lending decisions on new loans and loan renewals
• Offer opinions and present facts regarding credit worthiness
• Prepare and analyze financial statement spreads and other related financial documents
• Create Loan Committee and Board presentations for loan approval
• Monitor files to assure up-to-date financial statements, accounts receivable, and other items are available
• Determine the need for more thorough investigation of additional information; contact appropriate sources for such information
• Identify loan exceptions and areas to improve the completeness of credit and collateral files
• Review developing problems and keep loan officers and management informed
• Research industry specific information from outside sources
• Monitor partial releases, remaining loan balance and collateral position for real estate development related loans
• Review and update all credit, loan and collateral files to ensure that information is current, reporting any difficulties to the loan officers
• Close loan renewals and assisting lenders with new loan closings
• Manage exception lists and request information from client or loan officer
• Assist and provide back-up support to the Business Bankers
• Review loan requests; order credit reports, requests for title and lien searches; ordering appraisals, surveys, and title insurance commitments
• Provide basic technical guidance to loan officers as needed

Qualifications

• Required Education and Experience: Associate degree or post-secondary classes/degree, minimum 2 years’ experience in Analyst and/or business finance role; or equivalent combination of education and experience
• PREFERRED Education And Experience: Degree in Business, Economics, Finance, or related field

Benefits

• Robust Benefit Package Including Medical, Dental, Vision, etc.
• Four Different Benefit Packages to Choose What Fits Your Needs
• Best 10 Paid Holidays (Including Your Birthday)
• PTO That Increases Each Year of Service
• Generous 401K Company Match
• Wellness Reimbursement Program
• Associate Resource Groups (ARGs)
• Eligibility to participate in Bank-wide Bonus Program
• Hybrid Work Schedule Available
• And more!