Credit Administrator - Asset Based Lending (ABL)

Sunflower Bank, N.A. · Houston, TX · Today

On-siteAccountingFull-time

About the Role

Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Credit Administrator - Asset Based Lending (ABL). This role has oversight of a team of Portfolio Managers (PMs) and Credit Analysts, ensuring consistent commercial underwriting and adherence to the company’s credit policies and culture, PM development, and pipeline management.

Responsibilities

Ensure appropriate level of portfolio management support for the ABL lending platform by staying abreast of the new deal pipeline and staffing deals appropriately.
Support Portfolio Management knowledge and career development through participation in calls and customer meetings, understanding of credit and operating policies, and business line strategies.
Monitor, evaluate, and coach ABL Portfolio Managers in portfolio management duties including underwriting new opportunities, renewals, modifications, borrowing base reviews, field exam reviews, appraisal reviews, loan advance approvals, Annual Review Jobs (ARJs), and covenant testing.
Meet regularly with ABL Business leadership and the assigned Regional Senior Credit Administrator (RSCA) to review the portfolio and ensure team building/communication and appropriate portfolio management with a focus on the customer/borrower.
Maintain current understanding of concentration limits and industry appetite.
Maintain and develop relationships with internal subject matter experts.
Ensure adherence and consistency to the company’s loan policy/underwriting standards via underwriting memos, change memos, ARJs, etc.
Advocate for a collaborative and team-oriented credit administration culture throughout the company.
Ensure ABL PMs and other ABL team members participate in recurring portfolio reviews and rolling loan review meetings, as required.
Ensure the quality of underwriting of the ABL loan portfolio is maintained to company standards and reflects the complexity of deal structures.
Ensure annual training for all PMs to stay current with underwriting standards.
Perform the job in accordance with applicable industry laws and regulations as well as the policies and procedures established by the company.

Requirements

Bachelor’s Degree in Accounting, Finance, or other applicable undergraduate or graduate degree.
8+ years in ABL underwriting and portfolio management and commercial credit analysis.
Excellent Microsoft Office Suite skills, specifically Word and Excel.
Prior experience with Solifi/Stucky system preferred.
Aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
Excellent verbal and written communication skills.
Travel will be required as needed.

Working Conditions

The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.

Benefits