CRE Relationship Manager I

Summary/Objectives

The Commercial Real Estate Relationship Manager I is responsible for developing new business through sales efforts, managing a complex loan and deposit commercial real estate portfolio, analyzing financial information, compiling loan packages, selling and cross-selling additional products and services, and ensuring compliance with state and federal regulations and bank policies.

Essential Functions

• Participates in a business development plan to increase loan and deposit portfolio of commercial real estate clients within a designated SouthState market
• Develops consultative relationships with prospects and clients to add value by delivering appropriate banking solutions
• Manages the flow of loan and deposit requests through appropriate channels to ensure credit quality, responsiveness, structure, and pricing meeting client and Bank's operating objectives
• Collaborates effectively with Treasury Management Sales Officers, Capital Markets, Wealth, and Retail
• Underwrites loan requests within Bank's policies and procedures, ensuring loan packages are accurate and complete when submitted to appropriate Credit partners for approval
• Services assigned loan portfolio, ensuring required documentation is in file for all loans and deposits
• Clears documentation or compliance deficiencies noted by Loan and Deposit Operations or other reviews
• Promotes successful relationships with COI's and others in the community to enhance Bank's image and reputation in the marketplace

Qualifications, Education, And Certification Requirements

• Education: Bachelor’s degree in business, finance, banking, or related field required. Recognition from a recognized school of banking is an asset.
• Experience: Minimum of 3-5 years commercial real estate lending and/or portfolio management experience, with previous loan structuring and credit analysis responsibilities.
• Knowledge: Extensive knowledge of Bank products, services, procedures, and practices; in-depth knowledge of Federal and State lending regulations and Bank policies relating to lending procedures; deep knowledge of construction loan servicing, permanent loan requirements, exit strategies, tenant analysts, CRE market research, construction cost, appraisal analysis, and lease reviews; familiarity with local business community is strongly preferred.
• Skills: Well-developed sales, interpersonal, and negotiating skills; excellent written and verbal communication skills; basic accounting and credit skills; detail-oriented and proven ability to prioritize complex work assignments; proven analytical skills and ability to evaluate credit worthiness; proficiency in using basic office equipment, calculator, and computer; proficiency in Microsoft Word, Excel, Outlook.
• Training Requirements/Classes: Required annual compliance training, New Employee Orientation.

Physical Demands

• Must be able to effectively access and interpret information on computer screens, documents, reports. Requires a large amount of time in front of a computer. Can be done sitting or standing with use of the right desk.

Work Environment

• Position is in a private office.

Travel

• This position may require some travel from time to time.

Equal Opportunity Employer

• including disabled/veterans.