CRE Portfolio Manager III
About the role
The CRE Portfolio Manager III services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles within the CRE organization.
Responsibilities
- Owns primary responsibility for the credit and monitoring of Commercial portfolio risks.
- Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Regional Commercial Management, and Regional Credit Officer.
- Assists in optimizing customer relationships working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.
- Manages delinquencies, collateral exceptions, borrowing base, portfolio reviews, specialized reporting, soft exposure annual reviews, criticized loans, etc.
- Manages a portfolio of commercial customers in partnership with the relationship manager.
- Has regular contact with and a visible role in managing the customer relationship along with the relationship manager assigned to the account.
- Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
- Optimizes customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
- Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
- Works directly with the Team Leader, Relationship Managers, Regional CRE Management, and Regional Credit Officer.
- Works with RM on Loan Closings.
- Effectively presents proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
- Conducts portfolio reviews with senior management.
- Functions in a team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.
- Participates in special projects as expected.
- Works with and mentors Credit Analysts to develop required competencies and experience.
- Prioritizes work to meet customer expectations.
- Analyzes existing portfolio to identify trends and opportunities.
- Maintains up-to-date knowledge of market/industry trends.
- Product Knowledge: Knowledgeable about the various commercial cross-sell products, which may have credit exposure including but not limited to foreign exchange, commodities, interest rate derivatives, treasury management, and commercial cards.
- Technology: Effective utilization of IT systems that support the Commercial Segment. Systems include CLOS, PMTS, MAX, CARS, MS Office Suite, RETS, AFS, etc.
Qualifications
- Bachelor's degree in Business, Finance, Accounting or demonstrated knowledge and expertise
- 12+ years experience underwriting commercial real estate
Compensation & Benefits
Compensation Range: $93,000.00 - $189,000.00 Annual Salary. The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.
Benefits include health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).
Workplace Type
Office. Certain positions outside our branch network may be eligible for a flexible work arrangement combining in-office and work from home. Our approach enables teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Exempt Status: Yes (not eligible for overtime pay)