CRA Officer

About the role

The CRA Officer manages the bank’s Large Bank CRA Compliance Program to ensure regulatory alignment and equitable credit access for low- and moderate-income (LMI) communities. Leveraging Kadince and NContracts, this role conducts spatial analytics, drives community lending strategies, and serves as the primary liaison for regulatory exams and community partnerships.

Responsibilities

• Data Analytics & System Management
  • System Administration: Manage CRA software (Kadince for activity logging; NContracts for analytics, peer benchmarking, and spatial mapping).
  • Assessment Area Optimization: Review branch networks and assessment area boundaries to evaluate coverage and identify expansion opportunities.
  • Lending Analytics: Evaluate mortgage, small business, and small farm penetration across markets; report key metrics to the Community Development Committee.
  • Data Governance & Filings: Oversee data collection, validation, and regulatory reporting for