Corporate Credit Assessments - Associate / Associate Director (NY)

Job Responsibilities

• Analyze financial statements and creditor agreements to identify key strengths and weaknesses and use findings to inform credit assessments.
• Provide and review credit assessments on corporates based on an analysis of their financial statements.
• Write rationale to defend assessments and present analysis to internal and external stakeholders.
• Aid senior team members with key initiatives in areas including methodology development and research.
• Collaborate on writing and publishing timely research about corporate credit trends, markets, and any other topics relevant to KBRA clients.
• Work in partnership with professionals in other KBRA sectors daily to meet client deadlines and deliver the best-in-class work for which KBRA has been recognized.
• Develop a deep understanding of variables that impact corporate credit and credit risk.
• Gain experience and understanding in how market fluctuations directly impact a company’s bottom line and risk profile.

Key Job Qualifications

• Bachelor's degree required.
• Associate level: A minimum of three (3) or more years of investment research experience, or similar financial analyst roles within a bank or other financial institutions.
• Associate Director: A minimum of five (5) or more years of investment research experience, or similar financial analyst roles within a bank or other financial institutions.
• Prior fundamental credit training (including financial statement analysis) is preferred.
• Research experience is most helpful.
• Experience with corporate financial statements including 10-Ks, 10-Qs.
• Keen interest in writing research.
• Ability to conduct due-diligence and interact with clients as part of the assessment process.
• Keen interest in Credit Analysis/Capital Markets.
• Excellent verbal, written and presentation skills are essential.
• Proven ability to work both independently and as a team.
• Proficient in the use of Microsoft Office: Excel, Microsoft Word and PowerPoint.
• Familiarity with Generative AI tools such as ChatGPT for research, data insights, and general productivity is a plus.

Preferred Qualifications

• Additional educational training that has helped prepare you to be a thoughtful qualitative/quantitative analyst with strong writing skills is most helpful.
• Extensive experience with analyzing credit agreements of high yield companies at a major law firm, rating agency, asset manager or bank.

Salary Range

The anticipated annual base salary range for this full-time position is $90,000 to $110,000. Offer amounts are determined by factors such as experience, skills, geography, and other job-related factors.

About Us

Kroll Bond Rating Agency, LLC (KBRA) is a full-service credit rating agency registered with the U.S. Securities and Exchange Commission as an NRSRO. Kroll Bond Rating Agency Europe Limited is registered as a CRA with the European Securities and Markets Authority. Kroll Bond Rating Agency UK Limited is registered as a CRA with the UK Financial Conduct Authority pursuant to the Temporary Registration Regime. In addition, KBRA is designated as a designated rating organization by the Ontario Securities Commission for issuers of asset-backed securities to file a short form prospectus or shelf prospectus. KBRA is also recognized by the National Association of Insurance Commissioners as a Credit Rating Provider.

KBRA encourages applications from all qualified individuals without regard to race, color, religion, gender, sexual orientation, gender identity or expression, age, national origin, marital status, citizenship, disability, and veteran status or any other basis prohibited by federal, state or local law.