Corporate Banking - Project Finance AVP/Associate

Overview

The Assistant Vice President/Associate assist the VP to manage all aspects of business development for project finance, infrastructure finance, syndication, M&A finance and structured finance with a focus of growing the loan portfolio by conducting customer sessions, understanding the customers' needs, developing marketing plans, conducting credit analysis and credit portfolio management. Follow KYC /BSA /AML and all other compliance activities relating to new and legacy loans.

Responsibilities

• Credit Risk Analysis
• Conduct due diligence for prospective project finance, Infrastructure finance, M&A deals that includes detailed credit analyses, financial and industry analyses, and risk assessments.
• Prepare credit recommendation reports (CRR) and work with credit risk team on transaction underwriting and due diligence process.
• Evaluate credit worthiness of customers.
• Create and send decision notifications.
• Timely preparation of documentation, acquire executed documentation from customer and review for accuracy.
• Verify that the appropriate pricing, loan terms and profitability requirements are achieved.
• Oversee the processing activity in assigned accounts based on customer directives in a timely and accurate manner.
• Review and recommend updates to the departmental policies and procedures.
• Conduct scheduled credit reviews of loans for overall asset quality, including performance against original underwriting expectations.
• Business Development & Customer Relationship
• Maintain regular contact with customers and look for opportunities to deliver added value to existing customer relationships.
• Conduct market research and identify new targets to expand network of customer and business partner relationships.
• Provide efficient and professional account management to Bank of China customers and resolve any difficulties/concerns in a timely manner.
• Conduct market research and identify new business opportunities and realize those opportunities into marketing plans.
• Actively participate in business development and community activities that promote the Bank’s visibility and to enhance new business opportunities.
• Structure, Supervise and Negotiate
• Structure, supervise and negotiate the term sheet and/or commitment letter within parameters defined by credit decisions with relevant parties.
• Evaluate the effectiveness of new business opportunities and marketing plans.
• Conduct assessment of customer relationships and determine appropriate action if necessary.
• Risk & Compliance Management
• Safeguard customer information and communications.
• Ensure all departmental and loan activities are in compliance with all applicable federal laws, and regulations such as Anti-Money Laundering (AML), Bank Secrecy Act (BSA), KYC and others.
• Report any unusual activities to QCU team.
• Understand and comply with bank policies, procedures and regulatory requirements.
• Keep abreast of industry trends and understand regulatory requirements.
• Assist with audits in providing requested supporting documentations in a timely manner.

Qualifications

• Bachelor’s degree with major in business, financial, accounting or economics is required. A master degree preferred.
• 5 years of work experience in structured finance is required for AVP; 1- 4 years of work experience in structured finance is required for Associate.
• Passion for syndication field, self-starter, high-energy level, dependable, detail-oriented but mindful of the big picture, multi-tasker, performs under time pressure, problem solver, takes ownership of work product and has a well-reasoned view.
• Absorbs multiple data points and makes decisions with conviction.
• Team player.
• Knowledge of financial modeling.
• Formal Credit Training in other bank and specialty in structured finance (including project finance), loan portfolio management.
• Excellent communication skills in verbal and writing is a must, bilingual ability in Mandarin is highly preferred.

Pay

Pay Range Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications. USD $42,000.00 - USD $150,000.00 /Yr.