Corporate Banking Portfolio Manager

At Cambridge Savings Bank, our purpose is to have a positive impact on our customers, employees, and community's financial well-being. We are committed to exceeding expectations and fostering a strong commitment to diversity.

About the role

The Corporate Banking Portfolio Manager, under the supervision of the SVP Head of Commercial Portfolio Strategy & Analytics, will assist with managing the credit risk and loan quality of the C&I loan portfolio. Responsibilities include preparing credit analyses for loans being proposed, renewed, or reviewed, developing background information, spreading financial statements in Sageworks, analyzing financial and other information, and preparing loan packages for the commercial loan approval and review process.

Responsibilities

• Support and assist C&I loan officers with preliminary underwriting review of new prospective loans, research industries, collect market, business, and financial information, and spread financials.
• Work with loan officers on existing loan modifications/extensions, information gathering, and preparation of the LOS and other portfolio customer-related issues.
• Assist in managing the credit approval process for new loans and existing loan renewals from origination to closing and post-closing monitoring.
• Assist loan officers in preparing and updating credit file rating summaries and portfolio reviews.
• Assist loan officers in ordering and reviewing third-party reports.
• Review all legal documents with the account officer to ensure compliance with loan approval prior to closing and serve as a secondary contact to the Bank’s attorneys.
• Collect and monitor C&I borrower financial information as required by loan approvals, including corporate financial statements, interim financials, A/R aging reports, guarantor financial statements, and tax returns.
• Monitor credit quality through the review of financial reporting information and covenant compliance calculations to provide early warning of possible deterioration and maintain appropriate risk ratings.
• Perform credit investigations on borrowers when required by contacting suppliers and customers, obtaining bank references, and reviewing personal and business credit reports.
• Collect information and complete regularly scheduled C&I management reports.
• Oversee the tracking of individual financial exceptions (e.g., financials, annual reviews, covenant compliance calculations) and work with Loan Officers to clear them.
• Serve as the day-to-day point of contact for customer service issues within the client base and promote superior customer service.
• Attend joint client calls with lending officers to better understand aspects of credits being analyzed and serve as the secondary contact for requests.
• Ensure adherence to the Bank's guidelines, loan policies, and procedures for new and existing loans.
• Establish and maintain effective working relationships with other departments in the Bank.
• Design and develop various loan concentration and property sensitivity analysis reports in cooperation with Risk Management and Credit Department as needed.
• Collaborate with the CRE Portfolio Management department on an as-needed basis.
• Perform additional duties as required.

Requirements

• Four-year college degree, preferably in business, finance, economics, or accounting.
• 4+ years of credit analysis experience, including C&I experience.
• Completion of a formal credit training program.
• Solid understanding of financial accounting, along with strong analytical and computer skills.
• Knowledge of commercial lending operations and regulations preferred.
• Strong communication, customer service, and interpersonal skills.
• Ability to work independently and meet deadlines.

Pay

The reasonably estimated salary for this role ranges from $110,000 to $132,000. Actual compensation will be determined based on the successful candidate’s skills, qualifications, and experience.

Benefits

Cambridge Savings Bank offers a wide range of comprehensive and inclusive employee benefits for full-time roles, including:

• Healthcare, parental planning, and mental health benefits.
• Performance bonus opportunities.
• A 401(k) plan and match.
• Flexible time off.

About Cambridge Savings Bank

Cambridge Savings Bank is a full-service banking institution with over $7 billion in assets. As a mutual bank, CSB is committed to improving the quality of life for our employees, customers, and the communities we serve. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services across a robust Massachusetts-based branch network and through digital banking solutions. In March 2026, Kroll Bond Rating Agency affirmed CSB’s investment-grade rating, reinforcing the bank’s position as a reliable business leader.