Consumer Lending Operations - Senior Consumer Loan Officer

About the role

We're seeking a Senior Consumer Loan Officer to join our team. This is a full-time, in-office position from 8:30am to 5:30pm, Monday to Friday (with rotating Saturdays), and offers the chance to make a significant impact at a respected credit union in San Diego County.

Responsibilities

• Underwrite and evaluate consumer loan applications across auto, personal, and credit card products
• Analyze credit reports, income, and ability to repay while identifying risks and opportunities
• Provide guidance and second-level review support to branches and internal teams
• Make lending decisions within authority, including exceptions with clear rationale
• Support loan production goals while ensuring compliance with policies and regulations

Requirements

• A High School Diploma, G.E.D., or equivalent
• A minimum of 5 years of consumer lending and underwriting experience
• A strong knowledge of credit analysis, lending practices, and financial regulations
• Credit union experience preferred

Qualifications

• Strong analytical thinking and sound decision-making skills
• Excellent verbal and written communication skills
• The ability to interpret complex financial and credit data
• A high level of integrity and professionalism
• A strong time management and prioritization ability in a fast-paced environment

Skills

• Strong analytical thinking and sound decision-making skills
• Excellent verbal and written communication
• The ability to interpret complex financial and credit data
• A high level of integrity and professionalism
• A strong time management and prioritization ability in a fast-paced environment

Benefits

• Great team
• Award-winning culture
• 18 days of PTO in your first year plus 12 holidays a year
• Full 6% 401(k) match
• Complete benefits package including medical, dental, vision, life insurance, etc.
• If you enjoy working in sunny San Diego, you'll love where we are!

Pay

Base Pay/Salary: $34.00 - $41.00 an hour

Schedule

Full-time, in-office position from 8:30am to 5:30pm, Monday to Friday (with rotating Saturdays)

Application

If this sounds like an amazing opportunity to you, we want to hear from you!