Compliance Counsel

Key Responsibilities

• Identify, assess, and help mitigate compliance risks across U.S. and international business operations
• Monitor and ensure compliance with applicable laws, regulations, and industry requirements, including BSA, AML/KYC, OFAC (U.S. and international), card brand requirements, the Digital Services Act, and other applicable regulatory frameworks
• Develop, implement, and maintain compliance programs, policies, procedures, and internal controls that promote regulatory compliance across the organization
• Conduct legal and compliance risk assessments for new products, business initiatives, partnerships, and operational changes, recommending practical solutions that support business objectives while mitigating risk
• Conduct legal and regulatory research, monitor emerging compliance requirements, and evaluate potential business impacts
• Provide practical legal and compliance counsel by interpreting evolving regulatory requirements, assessing legal risks, and advising internal stakeholders on business initiatives
• Partner with Product, Engineering, and business leaders to help ensure products, services, and platform features are developed in compliance with applicable laws and regulatory requirements
• Collaborate with cross-functional stakeholders to develop policies, procedures, and operational practices that strengthen compliance and support effective risk management
• Deliver clear, practical guidance that enables informed business decisions while maintaining regulatory compliance
• Support the Data Protection Officer in overseeing data privacy and data protection compliance, including regulatory assessments, policy development, privacy-related controls, and ongoing compliance initiatives
• Support vendor procurement by reviewing, drafting, negotiating, and assessing legal and compliance risks associated with vendor agreements and commercial contracts
• Manage legal process matters, including subpoenas, writs of garnishment, and other service of process requests
• Prepare documentation and supporting materials for audits, regulatory inquiries, internal investigations, and other legal and compliance initiatives

Requirements

• Juris Doctor (J.D.) or equivalent degree with active bar membership in good standing preferred
• 7+ years of experience in anti-money laundering (AML), financial crimes compliance, regulatory compliance, or a related legal function
• Extensive knowledge of BSA, AML/KYC, OFAC (U.S. and international), card brand requirements, the Digital Services Act, and other applicable regulatory frameworks
• Strong understanding of corporate law, contract law, banking law, privacy law, and regulatory compliance
• Proven ability to assess legal and compliance risks, exercise sound judgment, and provide practical, business-focused legal advice
• Excellent analytical, organizational, negotiation, and problem-solving skills
• Exceptional written, verbal, and interpersonal communication skills, with the ability to communicate effectively across technical and non-technical audiences
• Demonstrated ability to work independently with minimal supervision while managing competing priorities in a fast-paced, evolving environment
• Strong business acumen, professionalism, integrity, and discretion when handling sensitive and confidential information
• Proficiency with Microsoft Office applications; experience with AML Insight, HighQ, Westlaw, or similar legal and compliance management platforms is preferred

Pay

A reasonable, good-faith estimate of the minimum and maximum pay for this position is $170,000 to $200,000. The successful candidate’s placement within this range is dependent on a variety of factors, such as qualifications and level of professional experience.

Schedule

Vacation Schedule | Years of Service | Annual Vacation Accrual | | 0–2 Years | 2 Weeks | | 3–4 Years | 3 Weeks | | 5+ Years | 4 Weeks |