Compliance Business Oversight Manager (US)

About the role

The Compliance Business Oversight Manager – Consumer Banking will provide compliance oversight, guidance, and challenge across Deposit Product and/or Backoffice Operations. The position requires strong regulatory knowledge, issue and change management expertise, and the ability to partner with key stakeholders and business leaders to identify risks, remediate gaps, and strengthen compliance controls.

Responsibilities

• Serve as primary compliance support for assigned business lines, providing oversight and independent challenge on business activities and initiatives with regulatory impact.
• Complete change risk assessments and related questionnaires for new business initiatives, performing review and challenge of inherent regulatory risks, mitigations and outlining conditions to launch; as well as presentation to executives for approval.
• Serve as a compliance advisor to business partners through regular meetings and process reviews.
• Manage and track compliance-related issues, ensuring timely resolution and regulatory alignment.
• Lead regulatory change management efforts for new and updated state laws, ensuring effective business adoption and compliance.
• Monitor regulatory complaints, business reports, and key risk indicators to identify trends, gaps, and potential compliance risks.
• Review and validate first-line testing to ensure gaps are addressed and aligned with regulatory expectations.
• Collaborate with cross-functional teams to strengthen the compliance framework and reduce risk exposure.

Requirements

This role requires a balance of strategic foresight and hands-on execution, strong verbal and written communication skills, and the ability to collaborate across Compliance, Risk, and Business partners. The ideal candidate thrives in a fast-paced environment and brings the ability to operate effectively in a dynamic, evolving landscape.

Qualifications

• Undergraduate degree or equivalent work experience
• 7+ years of experience

Skills

• Strong Subject Matter Expertise and knowledge of consumer banking regulations, specifically as they impact Deposit Products and Backoffice Operations, including Reg E, Reg CC, Reg DD, Reg Z, FCRA, UDAAP, FDIC 370, etc.
• Experience in compliance monitoring, testing, and/or control mapping.
• Hands-on experience in issue management and regulatory change management.
• Strong written and verbal communication skills with the ability to consult, influence, and provide constructive challenge to the business lines.
• Strong presentation skills and ability to present to executives.
• Proactive, results-oriented, and adaptable “go-getter” mindset.
• CRCM preferred.

Benefits

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

Pay

$91,000 - $145,600 USD

Schedule

40 hours per week