Community Banker / Biloxi / 3014

About The Position

A proactive relationship builder that assists bank clients and provides excellent support throughout the process of underwriting, structuring and closing of loans and developing deposit relationships.

Essential Duties

• Develop new business, through the underwriting, structuring, and closing of loans, as well as maintaining and servicing an existing portfolio.
• Solicit, negotiate and coordinate the closing of loans in compliance with the bank's lending policies and procedures as well as applicable Federal and State regulations.
• Maintain collection efforts of delinquent loans within the officer portfolio.
• Monitor existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
• Promote business for the bank by maintaining good client relationships and referring clients to appropriate staff for additional services.
• Maximize bank profitability through appropriate pricing of new loans, fee income and selling of all bank products and services.
• Develop business and consumer checking and deposit relationships with clients.
• Present credits for approval to appropriate levels of authority within the bank as required.
• Represent the bank in local community through active participation in community affairs.

The Right Person

• 3 - 5 years' successful experience in Lending role in an FDIC Insured Financial Institution or similar work environment
• Broad Banking Knowledge, including credit analysis and loan documentation systems
• Exceptional Verbal and Written Communication Skills
• Exceptional Customer Service and Sales Background
• Extensive Knowledge/Use of Microsoft Office and other PC applications