Commercial Underwriter II

JOB SUMMARY

Underwrites commercial loans to support revenue growth and asset quality in the commercial lending line of business. Assesses financial conditions, monitors client relationships, and manages credit risk.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Analyze financial information and investigate credit and financial data to assess loan requests and monitor existing loans.
• Prepare and present financial and industry data, analyze trends, and prepare credit memoranda.
• Manage loan portfolios, ensure compliance with loan documents, and monitor borrower compliance.
• Assist in managing problem loans and minimizing credit risk.
• Exercise judgment in applying analytical conclusions to credit approvals, loan structures, and management recommendations.
• Stay current on market and industry issues and regulatory pronouncements.

EDUCATION AND/OR EXPERIENCE

• A Bachelor’s Degree (BS or BA) in finance, accounting, or business preferred.
• Minimum of seven years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management.
• Formal commercial credit training preferred.