Commercial Underwriter - Healthcare /Senior Living Facilities

Responsibilities

Salary Range: The salary range for this position is $61,200/yr. - $130,680/yr.. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate’s relevant skills and professional experience, educational qualifications, and geographic location.

Requirements

• Demonstrate at least 2-7 years’ progressive experience within Commercial Credit experience is required with each incremental level of responsibility.
• Healthcare Underwriting with senior and assisted living facilities preferred.
• Bachelor’s degree in finance, accounting or related field.
• Demonstrated ability to independently (with limited oversight), understand, analyze and interpret financial statements.
• Demonstrated ability to independently (with limited oversight), build out cash flows to determine borrower’s overall ability to repay debt.
• Understands and takes appropriate action related to risks associated with lending to healthcare borrowers.
• Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply with and conform to ONB lending policies, guidelines and standards.
• Proficient in excel and a firm understanding of key bank underwriting metrics.
• Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal/external client quickly given the high volume, fast-paced environment.
• Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly.
• Feel comfortable working in a collaborative team environment along with being an independent thinker.

Qualifications And Education Requirements

• Meet or exceed CAM production expectations.
• Maintain acceptable quality and accuracy of work as assessed by loan review, OCC, and/or management.
• Maintain strong asset quality demonstrating sound underwriting, and credit monitoring.
• Contribute to the bank’s financial success by achieving targets for credit quality and supporting the bank’s growth goals.