Commercial Underwriter

About the role

SageSure is seeking a Commercial Underwriter who is analytically minded, hands-on, and a self-starter with a deep understanding of commercial businessowners coverage and risk. This individual will make risk decisions based on a thorough analysis of exposures using various underwriting tools. Daily activities include handling new business risk referrals, underwriting renewals, reviewing reports (property inspections/loss reports), and interacting with customers and agents.

Responsibilities

• Review new and renewal business from our referral system.
• Approve or deny requests to bind.
• Review property inspection reports and take appropriate underwriting action.
• Handle and manage phone calls and written inquiries from agents and referrals from support vendors.
• Regularly analyze market conditions to understand the coastal states commercial insurance environment.
• Use knowledge of the insurance industry to recommend innovation and/or new product or service offerings.
• Communicate with IT to resolve agency system-related issues.
• Analyze risk eligibility, evaluate prior incurred claims, and make risk-based decisions using sound underwriting judgment.
• Demonstrate successful agency and broker management, including building and maintaining producer and customer relationships.
• Complete ad-hoc projects as assigned.

Requirements

• Minimum four (4) to six (6) years’ underwriting experience in commercial lines.
• Strong working knowledge of commercial line underwriting procedures and insurance coverage.
• Demonstrated ability to interpret and analyze data and make informed, calculated risk decisions.
• Exceptional verbal and written communication skills.
• Customer service-oriented.
• Thrives in a fast-paced, changing environment.
• Comfortable working under minimal supervision.
• Strong work ethic and ability to work individually or as part of a team.
• A college degree or equivalent experience and education.
• Experience working directly with customers, insurance producers, and agents.
• Experience working with insurance software and MS Office Suite.

Qualifications (Preferred)

• Bachelor's degree in a related field.
• Insurance industry designations.

About SageSure

Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $3.2 billion of in-force premium and helps protect more than 970,000 policyholders. We have over 1,000 employees in a distributed workforce environment across 12 offices.