Commercial Underwriter

About the role

Join a team where your contributions matter, your voice is heard, and your work makes a real impact every day.

What You'll Do

• Dive deep into financial statements, tax returns, and projections to assess borrower strength
• Evaluate complex deal structures, entity relationships, and collateral
• Create clear, compelling credit memos, annual reviews, and market reports
• Use your analytical skills to run projections and “what-if” scenarios that inform smart decisions
• Stay proactive—keeping up with market trends, economic shifts, and regulatory updates
• Collaborate closely with loan officers, processors, and leadership
• Serve as a go-to resource for the team, sharing your expertise and insights
• Build and maintain strong relationships within the portfolio

Qualifications

• 5+ years of commercial underwriting experience, including commercial real estate
• A strong foundation in financial and tax analysis
• Confidence navigating complex credit structures and regulatory requirements (FNMA, FHLMC, etc.)
• Comfortable with credit analysis tools (Sageworks/Abrigo is a plus)
• Clear and confident communication, both written and verbal
• Ownership, follow-through, and integrity in approach to work

Benefits

• Anthem & Delta Care USA Dental – From day one of employment!
• Life insurance at no cost to associates.
• 401(k) – OCCU contributes up to 6% of gross earnings (dollar for dollar).
• Vacation hours – 13 days per year, rolls over year-to-year and increases with tenure.
• Sick hours – 7 days per year
• Paid Holidays
• Annual performance merit increases
• Professional and personal development programs, including educational grants up to $1k per year and step progression opportunities.
• Annual discretionary bonus
• Professional, welcoming, and collaborative work environment focused on achieving goals, recognizing successes, and excelling at member service.

Pay

The target hourly pay range for the Commercial Real Estate Loan Underwriter is $40.00 - $50.00.

Schedule

Details on schedule can be provided upon request.