Commercial Relationship Manager IV

About the role

The Commercial Relationship Manager IV at SouthState is responsible for developing and managing a complex loan and deposit portfolio within a South State metropolitan market. The role involves selling additional products and services, underwriting loan requests, and ensuring compliance with regulations and bank policies.

Responsibilities

• Develops and manages a loan and deposit portfolio of commercial clients
• Manages the flow of loan and deposit requests through appropriate channels
• Underwrites loan requests and ensures loan packages are accurate and complete
• Serves as a point of contact for clients and internal teams
• Ensures compliance with state and federal regulations and bank policies
• Provides superior customer service and builds positive relationships with clients and community partners
• Resolves client problems and assists with inquiries

Requirements

• Bachelor's degree in business, finance, banking, or related field
• Minimum of 2-5 years commercial lending or portfolio management experience
• Well-developed sales, interpersonal, and negotiating skills
• Excellent written and verbal communication skills
• Basic accounting and credit skills
• Detail-oriented and able to prioritize complex work assignments
• Proven analytical skills and ability to evaluate credit worthiness
• Proficient in using basic office equipment, especially a calculator and computer
• Proficient in Microsoft Word, Excel, and Outlook

Qualifications

• Extensive knowledge of Bank products, services, procedures, and practices
• In-depth knowledge of Federal and State lending regulations and Bank policies
• Familiarity with local business community
• Annual compliance training and New Employee Orientation

Skills

• Well-developed sales, interpersonal, and negotiating skills
• Excellent written and verbal communication skills
• Basic accounting and credit skills
• Detail-oriented and able to prioritize complex work assignments
• Proven analytical skills and ability to evaluate credit worthiness
• Proficient in using basic office equipment, especially a calculator and computer
• Proficient in Microsoft Word, Excel, and Outlook