Jobs · Finance · California

Commercial Relationship Manager IV

Fifth Third Bank · Palo Alto, CA · 4 wk ago
FinanceFull-time

About the role

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

Responsibilities

  • Identify and develop profitable new "lead left" client relationships by leveraging centers of influence, existing clients, & referral sources
  • Grow long-term profitable "lead left" relationships
  • Work closely with assigned Fifth Third internal partners to deepen existing relationships and acquire new high-value prospective relationships
  • Attend community and/or specific industry forums, conferences and/or meetings to broaden relationship networks, referral sources and continually deepen knowledge of trends, practices, services and the competitive landscape
  • Analyze, evaluate and develop a tailored relationship strategy for each client or prospect
  • Plan and conduct relationship strategy review meetings with internal Fifth Third Business Partners and Client's trusted advisors (e.g., attorney, accountants)
  • Meet with customers on a regular basis to enhance the trusted advisor relationship and ensure business needs are being met
  • Lead and coordinate all client-facing activities, including credit support, treasury management, and capital markets
  • Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports and pipeline management
  • Reinforce use of CRM for assigned Fifth Third partners for monitoring pre-call and post-call activities
  • Utilize consultative sell's skills, commercial playbook principals and call reporting plans to enhance the client experience
  • Assess financial information provided to determine the questions to ask to decide on the credit request that should be pursued
  • Partner with Portfolio Managers and Credit Officers on credit requests and adhere to established Portfolio Management guidelines
  • Maintain ongoing monitoring of customer financial performance, condition, and industry trends to ensure credit exposure is at an acceptable risk and priced accordingly

Requirements

  • Bachelor's or Master's in Business (e.g. Business Administration, Finance, Accounting) or equivalent work experience preferred
  • Minimum of 10 years Commercial Banking experience
  • Minimum of 9 years relationship account management experience preferred
  • Formalized commercial credit training or equivalent credit experience required
  • Underwriting experience preferred
  • Proven track record of partnership with investment bankers to provide strategic and capital market advice
  • Strong business acumen, to include detailed analysis, review of financial statements and understanding of accounting principles
  • Thorough knowledge of Commercial, Treasury Management, and alternative lending and financing options
  • Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions
  • Exhibits strong presentation skills in both large and small group settings
  • Proven ability to communicate with impact
  • Scans the internal and external environment to identify the relationships that should be initiated or improved to achieve business goals and fulfill clients needs
  • Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face-to-face negotiations
  • Proven ability to work in a team-based sales environment
  • Proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred

Qualifications

  • Regional / local travel

Skills

  • Commercial Relationship Manager IV

Benefits

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

Pay

Total Base Pay Range: $121,900.00 - $262,100.00 USD Annual

Schedule

Not specified

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