Commercial Relationship Manager I

About the role

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. We are known for combining personal relationships with forward-thinking solutions.

Responsibilities

• Actively participates in a business development plan to increase their loan and deposit portfolio of commercial clients within a SouthState metro market
• Manages a high level loan and deposit portfolio providing superior client service
• Analyzes financial information to evaluate the credit worthiness of loan requests
• Compiles loan packages ensuring completeness and accuracy of information provided
• Sells and cross-sells additional products and services of the Bank
• Affirms that all loans are in compliance with State and Federal regulations and Bank policies and procedures
• Success in the role is defined by efficacy in calling activity, proposal generation, revenue generation, risk mitigation, ability to build successful relationships internally and externally

Requirements

• Education: A Bachelor’s degree in business, finance, banking or related field is required. Graduation from a recognized school of banking is an asset.
• Experience: Minimum of 5-10 years commercial lending experience; Experience should include previous loan structuring and credit analysis responsibilities
• Knowledge: Extensive knowledge of all Bank products, services, procedures and practices; Must have an in-depth knowledge of Federal and State lending regulations and Bank policies relating to lending procedures. Familiarity with the local business community is strongly preferred.
• Skills: Must have well-developed sales, interpersonal and negotiating skills. Excellent written and verbal communication skills are necessary. Must have basic accounting and credit skills. Must be detail oriented and possess the proven ability to prioritize complex work assignments. Proven analytical skills and the ability to evaluate credit worthiness are needed. Must be proficient in the use of basic office equipment with an emphasis on calculator and computer. Proficiency in the use of Microsoft Word Excel, Outlook is necessary.

Qualifications

• Training Requirements/Classes Required annual compliance training; New Employee Orientation
• PHYSICAL DEMANDS Must be able to effectively access and interpret information on computer screens, documents, reports. This position requires a large amount of time in front of a computer. This can be done sitting or standing with use of the right desk.
• WORK ENVIRONMENT This position is located in a private office.
• TRAVEL This position may require some travel from time to time.

Pay

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Schedule

This position is full-time.