Commercial Real Estate Credit Analyst
About Stifel
Stifel is more than 130 years old and still thinking like a start-up. We are a global wealth management and investment banking firm serious about innovation and fresh ideas. Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success. While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations. Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more. We offer an entrepreneurial environment.
About the Role
The Commercial Real Estate Credit Analyst I supports the underwriting, monitoring, and administration of commercial real estate lending relationships. This role analyzes borrower, guarantor, and property financial information; assists with the preparation of credit analyses and approval memoranda; and supports ongoing portfolio management activities. Working under the guidance of senior credit professionals, the position develops foundational knowledge of commercial real estate lending, credit risk assessment, financial analysis, and bank credit policies while contributing to sound credit decisions and portfolio quality.
Responsibilities
- Underwrite opportunities, analyze financial statements, and develop cash flow models to support commercial loans and commercial real estate loans
- Prepare ongoing credit evaluations, quarterly reporting, financial statement analysis, risk rating, regulatory reviews, and annual reviews
- Analyze and monitor a commercial loan portfolio
- Ensure loan documentation, financial statement requirements, and other compliance requirements are up-to-date
- Develop a basic knowledge of banking, the commercial real estate industry, corporate and commercial real estate borrowers, and collateral types
- Assist in preparation of required internal reporting
Requirements
- Understand and comply with all regulations
- Knowledge of economic and accounting principles and practices, financial markets, banking, and the analysis and reporting of financial data
- Effectively communicate (written and oral)
- Ability to work collaboratively and cross functionally
- Bachelor's Degree in finance, accounting, another business related field or equivalent experience
- 1+ years of banking or related experience
- Proficient in Microsoft Word, PowerPoint, Outlook, and advanced knowledge of Microsoft Excel
Benefits
- Health, dental and vision care
- 401k
- Wellness initiatives
- Life insurance
- Paid time off