Commercial Real Estate Analyst I

About the role

We are looking for a Commercial Real Estate Analyst to support our Commercial Real Estate Specialty Lending Group. The role involves working primarily with relationship managers to manage loans within the portfolio of existing construction and bridge loans, as well as assisting in managing the pipeline for new loan opportunities and compiling necessary files for underwriting and closing.

Responsibilities

• Understanding critical business milestones for our borrowers
• Monitoring the portfolio to track all covenants and deadlines
• Preparing quarterly loan reviews for loans within the portfolio
• Reading and comprehending loan documents
• Preparing internal memorandums for approval concerning monitored loans
• Analyzing multiple commercial real estate collateral types
• Supporting positions with conviction by presenting detailed analysis and metrics to support
• Establishing strong relationships with senior management and counterparties
• Making process-based decisions with a strong emphasis on data and key industry metrics

Qualifications

• Bachelor’s Degree or higher, preferably in Finance, Business, Real Estate, Economics, Accounting, or Mathematics
• 1+ years of experience in analyzing, underwriting, and/or managing asset based and commercial real estate
• 1+ years of experience with a banking institution or finance company
• Commercial real estate bridge and construction lending experience preferred
• Ability to write coherent and well-thought-out summaries demonstrating understanding of the loan opportunity
• Superior analytical and modeling experience capable of generating fully integrated cash flow models
• Strong ability to spread financial statements and provide clear and concise written financial analysis supporting one's views of the borrower's financial condition
• High energy, intellectual curiosity, and ability to work in a demanding environment
• Dedicated work ethic and self-starter
• Proficient with Microsoft Excel and Word

Benefits

Axos Employee Benefits May Include:

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers. Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Pre-Employment Background Check and Drug Test

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. IER Right to Work Poster (English/Spanish) E-Verify Participation Poster (English/Spanish)