Commercial Portfolio Manager III
About the role
It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business.
The Portfolio Manager III provides analytical, underwriting, and portfolio management support for commercial and business banking. The role will be focused primarily on governmental and institutional banking relationships such as government entities, municipalities, school districts, non-profit organizations, etc. The role partners with commercial bankers to perform independent analysis of creditworthiness, prepare credit write-ups, monitor assigned portfolios, and support clients through the lending process. The Portfolio Manager III works on moderate to high-complexity credits with minimal supervision on complex deals.
Responsibilities
- Prepare moderate to high-complexity credit analyses on commercial loans that facilitate the credit approval process for use by loan officers or committees on new, renewal, and extension loans.
- Perform initial screening and underwriting of new lending opportunities developed by the commercial banker.
- Prepare memoranda and facilitate the underwriting of new transactions and/or renewals.
- Prepare cash flow models for credit decisions.
- Analyze information statements and related material; prepare summaries and present facts concerning credit-worthiness.
- Analyze factors such as income growth, margins, trends, quality of management, market shares, industry risk, and collateral appraisals.
- Provide support of loan officers and managers through financial statement spreading and analysis of new loan requests and existing credit relationships.
- Submit