Commercial Portfolio Manager
About the role
The Commercial Portfolio Manager provides a positive customer experience through managing the client relationship utilizing the full suite of Busey products and services. Maintains a compliant and clean book of business in partnership with the credit and loan coordination teams. Supports the bank’s relationship management efforts through preliminary financial analyses needed to make credit decisions and contributes input to the loan decision process based on evaluation of key factors. Reports to the Market President or a Relationship Manager II.
Responsibilities
- Be familiar with the relationships/borrowers in their loan portfolio and proactively manage the assigned portfolio to ensure adherence to credit policy, including completing various required actions such as:
- Performing preliminary financial analysis
- Addressing industry risks, collateral requirements, loan structuring and pricing
- Interacting with customers independently to address routine and non-routine client servicing matters in addition to risk-related items
- Preparing call plans and relationship reviews for individual and joint calls to prospects, clients, and centers of influence
- Identifying and making referrals to other business lines and departments
- Collaborating and communicating with internal/external clients regarding both sensitive and routine matters
- Engaging in external networking and community involvement
Education & Experience
Knowledge of
- Strong understanding of credit fundamentals, loan structuring and monitoring, bank policy, and compliance
- Needs-based sales and customer service skills
- Strong oral and written communication skills
- Knowledge of Microsoft Office
Ability to
- Gather pertinent information and make recommendations for considering new opportunities
- Stay abreast of industry and market trends and information
- Analyze and interpret numerical data
- Perform duties with frequent interruptions and time pressures in highly interruptive conditions
Education and Training
- Requires a 4-year college degree with an emphasis in Accounting or Finance
- Requires 2 or more years of banking, finance, or sales-related experience
Pay
Base Pay Range: $75,000 – $106,000/year. Salary offered is based on factors including, but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance.
Benefits
- 401(k) match
- Profit sharing
- Employee stock purchase plan
- Paid time off
- Medical, dental, and vision insurance
- Company-paid life insurance and long-term disability
- Supplemental voluntary life insurance
- Short-term and long-term disability
- Wellness incentives
- Employee assistance program
- Pre-tax health savings accounts and flexible spending accounts