Commercial Multi-Peril – Business Owners Policy (BOP) Focus

About the role

The successful candidate will combine the mindset of a business owner, the judgment of an underwriter, the discipline of a portfolio manager, and the execution focus of a product owner. This role is central to building out the CMP portfolio.

Responsibilities

• Own the CMP / BOP P&L, with current emphasis on the BOP product line. Accountable for profitability, growth, and portfolio health — partnering with Underwriting, Actuarial, Claims, Finance, and Distribution to achieve those outcomes.
• Manage key performance metrics including premium growth, new business production, retention, loss ratio, combined ratio, and portfolio mix.
• Drive profitable premium growth from an early-stage base; develop and execute a scaled growth plan in partnership with Distribution and Underwriting leadership.
• Identify and recommend strategic adjustments to pricing, eligibility, underwriting appetite, coverage design, and operational processes.
• Develop business cases supporting product enhancements, technology investments, and growth initiatives.
• Partner with leadership to establish performance objectives and long-term product strategy.
• Maintain product performance dashboards and KPIs that provide meaningful visibility into business results and portfolio health.
• Establish and maintain product performance dashboards and KPIs that provide meaningful visibility into business results and portfolio health.
• Translate market intelligence into actionable product decisions involving coverage design, pricing, underwriting rules, endorsements, and eligibility criteria.
• Ensure the product remains relevant, competitive, and profitable in evolving market conditions.
• Lead, support, and contribute to the development of additional commercial insurance products beyond BOP.
• Contribute to market expansion opportunities and new product initiatives aligned with organizational growth objectives.
• Support product development efforts from concept through launch and ongoing management.
• Collaborate with Underwriting leadership on best practices, authority governance, training, ongoing guideline development and governance standards.
• Help ensure underwriting decisions at all levels remain aligned with profitability objectives and strategic goals.
• Engage with agents, brokers, and distribution partners to understand market needs and improve ease of doing business.

Requirements

• Experience 7–10 years of Property & Casualty insurance experience with meaningful Commercial Lines exposure; direct experience with Commercial Multi-Peril, BOP, Small Commercial, Lower Middle Market, or Commercial Package products required.
• Prior underwriting authority or equivalent underwriting decision-making experience.
• Experience managing product performance, profitability, portfolio management, or line-of-business results.
• Experience serving as a Product Owner, business lead, or subject matter expert during a technology implementation, platform modernization, or system build preferred.
• Demonstrated success operating in environments with ambiguity, change, and competing priorities.

Qualifications

• Deep understanding of Commercial Multi-Peril and BOP products, including commercial package products, underwriting concepts, coverage design, rating structures, and portfolio management.
• Strong commercial and financial acumen with the ability to connect product decisions to business outcomes.
• Ability to analyze portfolio performance and identify meaningful trends and actionable opportunities.
• Technology fluency — able to translate business needs into executable requirements and hold technology partners accountable.
• Clear, credible communication skills; able to present to senior leadership and explain coverage nuance to a new underwriter in the same day.
• Proven ability to influence stakeholders across functions and levels without formal authority.
• Strong organizational skills with the ability to manage multiple initiatives simultaneously.

Skills & Capabilities

• Enjoy solving complex business problems with incomplete information.
• Build strong relationships across functions and influence without authority.
• Balance strategic thinking with hands-on execution.
• Have a bias toward action and continuous improvement.
• Enjoy building new capabilities rather than maintaining the status quo.
• Take ownership of outcomes while helping others succeed.

Benefits

At Bankers Insurance Group, we offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance. Medical Coverage through Blue Cross Blue Shield, including 100% preventive care and 24/7 telehealth. Up to $2,000 annual HSA contribution for eligible plans. 401(k) with automatic enrollment and a competitive, company performance-driven employer match to support your retirement goals. Highly competitive, generous PTO program with flexible time off, 10 paid holidays, and paid volunteer days to support rest, balance, and community involvement. Mental health & wellbeing support with a free, confidential Employee Assistance Program. Company-paid life and disability insurance for added peace of mind. Dental and vision coverage with strong preventive care. Education assistance to support your professional growth.

Pay

Competitive salary commensurate with experience.

Schedule

4 days in-office (Monday - Thursday) | 1 day remote (Friday)