Commercial Loan Specialist

About the role

The Apple Creek Banking Company is a 107-year-old institution dedicated to trust, personal service, and community growth. We are honored to be named the 2026 Business of the Year and a recipient of the 2025 Quality Growth Award from the Wayne Economic Development Council. We are seeking a Commercial Loan Specialist to join our dynamic lending team.

Responsibilities

• Analyze financial statements, tax returns, and other commercial loan documents to create clear, accurate spreadsheets, summaries, and reports.
• Support lenders by preparing risk grades, completing appraisal reviews, and gathering needed customer information.
• Run credit checks, UCC searches, OFAC verifications, flood certifications, and other compliance tasks to ensure operational safety.
• Maintain and update ticklers, track large relationships, monitor line maturities, and follow up on required financials.
• Respond to internal and external inquiries with professionalism and clarity.
• Serve as a reliable point of contact for the lending team by keeping information organized, accurate, and moving forward.

Requirements

• A bachelor’s degree in business, finance, or a related field, or equivalent experience.
• 1 to 3 years of banking, lending, loan operations, or financial analysis experience.
• A strong understanding of commercial lending concepts and financial statement analysis.
• Proficiency in using spreadsheets and banking systems.
• The ability to stay organized, multitask, and meet deadlines with minimal supervision.

Qualifications

• Natural analytical skills and comfort with financial statements or technical information.
• Comfortable working in a fast-paced lending environment where accuracy is paramount.

Skills

• Strong organizational and attention to detail skills.
• Excellent communication abilities, both written and verbal.
• Ability to work independently and within a team setting.

Benefits

We offer a competitive benefits package including health insurance, retirement plans, and paid time off.

Pay

Competitive salary commensurate with experience.

Schedule

Full-time position with flexible hours to accommodate the needs of our clients and the community.

Equal Opportunity Employer

We are committed to providing equal employment opportunities to all individuals without regard to race, color, religion, sex, national origin, age, disability, veteran status, genetic information, sexual orientation, gender identity, or any other characteristic protected by law.