Commercial Loan Officer- Minnetonka (Full Time)

CORTRUST BANK’s mission is to profitably deliver high-quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter.

About the role

The Commercial Loan Officer is responsible for accomplishing management’s marketing objectives of attracting new business and expanding current Bank relationships. They build relationships through trusted communication, community advocacy, and promotion of Bank products and services.

Responsibilities

• Prospect, cultivate, and grow business relationships resulting in quality loan activity.
• Develop and implement business development programs to attract new customers in the business community and create and maintain close relationships with all parties involved in commercial transactions.
• Oversee and manage all steps of the lending process.
• Perform financial analysis for credit decisions and present to credit committee as part of the decision process.
• Collaborate with Bank partners to make and receive internal product and service referrals and ensure all client financial needs are met.
• Advocate for the community and foster professional relationships through civic engagement and participation in community functions.
• Proactively engage with current and prospective clients to support and anticipate immediate and future financial needs.
• Use extensive regulatory and procedural knowledge to understand, approve, and override transactions and make credit decisions while mitigating risk to the Bank and our customers.

Requirements

• Extensive banking and financial experience to perform the primary duties of this position with little supervision, managing multiple projects simultaneously.
• Ability to adapt easily to system, process, product, and service changes.
• Strong reasoning, problem-solving, and critical-thinking skills.
• High level of integrity, personal diplomacy, and respect.
• Extensive knowledge of Federal banking regulations, financial services, and industry workflow.
• Champion change by maintaining strategic agility, exercising sound judgement, and persevering in the face of adversity.

Benefits

• 401k with employer match
• Employee Stock Ownership Plan
• Insurance coverage options
• Paid time off
• Incentive eligibility
• Service awards
• Community service opportunities
• Employee Assistance Program
• Stable work environment