Commercial Loan Officer

What You'll Do

• Independently conducts industry, financial, and risk assessment analysis.
• Sets up deadlines and follows through to meet them; communicates promptly to teammates.
• Manages several competing priorities.
• Successfully manages portfolio of closed loans, including construction disbursements, modifications, servicing, and other portfolio needs.
• Understands and works to manage to the timing and needs of valuation, environmental, construction, legal, and servicing processes and teammates.
• Demonstrates skill of influencing without control.

Project and Priority Management

• Leads most processes with teams involved in loan underwriting, approval, closing, and post-closing.
• Serves as primary LO / manages several (~4-6) active loans (~2 in origination, ~2 in disbursement, ~2 in portfolio needing attention) at one time.

Relationship Building and Customer Service

• Shows strong team player skills and demonstrated ability to consistently work effectively in a cooperative and diverse environment.
• Provides good customer service, including prompt responses and basic technical assistance, to several (~4-6) active loans (~2 in origination, ~2 in disbursement, ~2 in portfolio needing attention) at one time.
• Buils rapport and relationships internally and externally to effectively accomplish the work and create repeat customers.
• Able to transfer relationships as needed.

Initiative and Standards of Excellence

• Is self-motivated to successfully complete assigned work and, when asked, occasionally volunteers for work in support of the team (e.g. retreat planning, process documentation, etc.).
• Consistently produces high quality work product. With coaching, works to improve quality and efficiency of work.

Productivity and Efficiency

• Leads origination work on 10 loans or $8M in total loan value or equivalent proportionate share of loan originations per year.
• Proficient in multiple sectors / geographic locations or has expertise in one sector / geographic location.
• Proficiently works more simply structured loans and developing proficiency in more complex structures, including a variety of loan sizes and collateral types.

What You'll Need

• Bachelor’s degree in related field OR equivalent related experience.
• 5 years of experience in in lending, finance, or community development OR equivalent related experience.
• Strong commitment to our mission – creating economic opportunity for traditionally underserved communities.
• Preference for working in organizations that place priority on teamwork and collaboration.
• Ability and willingness to work beyond normal work hours, as needed.
• Ability to demonstrate Self-Help's Core Values: Mission Before Self, Service With Excellence, Embracing & Promoting Change, Results Not Credit, Diversity as a Strength, Financial Sustainability for Mission Impact.