Commercial Loan Officer
ChoiceOne Bank · Fenton, MI · 3 mo ago
On-siteFinance$30/hrFull-time
Essential Duties And Responsibilities
- Maintain accurate loan grades and risk assessments for assigned loan portfolio.
- Manage a portfolio of 75-150 accounts totaling $30-35,000,000.00.
- Make sales calls and develop new business by contacting prospects and existing clients.
- Interview loan applicants and collect and analyze financial and related data.
- Evaluate loan requests for maximum profitability and minimum risk.
- Prepare and/or present loan presentations for committee review and approval authority.
- Participate in community affairs to increase bank’s visibility and enhance new business opportunities.
Qualifications
- Bachelor's Degree in business-related major.
- One (1) to three (3) years of commercial lending or credit underwriting experience.
- Thorough understanding of all commercial lending functions and regulatory requirements.
- Comprehensive knowledge of underwriting, coverages, and rating procedures.