Commercial Loan Credit Analyst III

About the role

The Commercial Loan Credit Analyst III plays a crucial role in the credit approval process for commercial loans. They analyze financial information, prepare documents, and assist in the underwriting of loan requests. This position requires a strong background in commercial credit analysis and the ability to work independently and collaboratively.

Responsibilities

• Analyze personal and business financial information to assess creditworthiness
• Spread and analyze financial statements and tax returns
• Prepare and complete credit approval documents, including financial spreadsheets and cash flow analyses
• Underwrite renewals, modifications, and extensions of existing credits
• Ensure all credit files contain necessary documentation such as financial statements and agency reports
• Prepare and send letters of interest and loan commitment letters to lenders
• Monitor portfolio activities, including maturity dates and annual loan reviews
• Support the regional commercial sales team and their clients
• Process daily commercial credit transactions, including answering calls and preparing documentation
• Communicate with supervisors regarding account or lending concerns
• Provide financial statement and tax return analysis on various-sized entities, including RMA or other industry research
• Attend credit union training sessions, conferences, or seminars as needed
• Maintain awareness of policies and regulations related to duties and responsibilities
• Manage areas of responsibility, control risks, and ensure safety in a professional work environment
• Display mutual respect, trust, and dignity, acting in the best interest of the Credit Union

Requirements

• Four-year college degree or equivalent experience in a specialized business or trade field
• Five or more years of relevant commercial credit analysis experience
• Ability to work under pressure and manage workflow efficiently
• Proficiency with standard office equipment, MS Office, and commercial lending platforms
• Some travel may be required for work-related purposes

Qualifications

• Strong analytical skills and attention to detail
• Excellent communication and interpersonal skills
• Ability to work independently and as part of a team
• Pass a pre-employment credit/background check

Benefits

• Competitive salary
• Medical, dental, vision, and life insurance
• 20 days of paid time off plus 10 holidays
• 401(k) match
• Incentive program
• Tuition assistance and student loan repayment
• Commuter benefits
• Paid time off to volunteer in the community
• Product discounts
• Engaging work environment
• Rewards and recognition programs

Pay

Vancouver, WA: $36.81 - $61.34
Renton, WA: $41.84 - $69.73

Schedule

Full-time position available