Commercial Lines - Underwriter III - IV, Middle Markets

About the role

The Commercial Lines department at The Cincinnati Insurance Companies is seeking experienced underwriters to manage a book of renewal business in their Middle Markets segment. This position is based at their Headquarters in Fairfield, Ohio. Travel up to 10% is expected.

Responsibilities

• Manage a defined book of commercial business, serving multiple agencies in a specific geographic area
• Avoid engaging with agency and field personnel to ensure collaborative outcomes
• Demonstrate an advanced understanding of underwriting concepts and appetite across multiple lines of business
• Properly use company and industry resources to underwrite risks on an account level
• Appropriately price renewal accounts and anniversary reviews with consideration given to segmentation, net rate and exposure
• Consider risk characteristics, agency performance, market conditions and department initiatives along with guidance from others to support decisions
• Follow appropriate line of authority with portfolio underwriter or management involvement and adequately prepare for account summary discussions
• Meet department service standards for new business and renewal issuance; respond to inquiries in a timely manner
• Effectively research and work to solve problems for internal and external customers
• Balance performance goals with profit and growth objectives; review and analyze data to drive value added decisions regarding price, terms, and conditions
• Build and maintain agency relationships, choosing the appropriate method of communication and negotiating with a win-win strategy
• Travel to visit agencies to further strengthen relationships and communicate company vision
• Build and leverage relationships with Headquarters and field associates to add value to the agency experience and to support company goals
• Seek opportunities to add to your underwriting knowledge by attending all department training classes and reading all written communication

Requirements

• Strong communication skills with the initiative to help others
• Ability to build relationships and listen effectively
• Business-driven mindset and interest in seeing your work contribute to our company's success
• Strong decision-making, analytical and evaluative skills
• Focus on details, organization and time management skills to maximize progress
• To thrive in a fast-paced environment

Qualifications

• 5+ years of multi-line underwriting experience
• Bachelor’s degree preferred
• CPCU, AINS or other insurance-related designations preferred

Skills

• Excellent communication and interpersonal skills
• Ability to build and maintain strong relationships with clients and colleagues
• Strong analytical and problem-solving skills
• Attention to detail and organizational skills
• Ability to work independently and as part of a team

Benefits

• Comprehensive health and wellness programs
• Paid time off and holidays
• Flexible work arrangements
• Professional development opportunities
• Employee discounts and perks
• Retirement savings plans
• Discounted gym memberships
• On-site dining options
• Employee assistance programs
• Volunteer opportunities

Pay

The pay range for this position is $80,000 - $105,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Schedule

This position is full-time and based at the Cincinnati Insurance Companies' Headquarters in Fairfield, Ohio. Travel up to 10% is expected.