Commercial Lines Underwriter II

Duties & Responsibilities

• Responsible for maintaining a high-level knowledge of coverage, exposures, rating plans and state requirements to perform the job
• Handle and maintain a book of business up to $7MM in Written Premium
• Underwrite and price new and renewal accounts with proper file documentation in a timely manner
• Enter new business policies, endorsements, and renewals
• Manage the financial aspects of accounts sending out monthly billing invoices on certain direct bill accounts, taking phone payments as needed, etc
• Provide timely responses to agent inquiries
• Monitor account and agency loss ratios and risk profiles, make recommendations on agency terminations and/or re-underwriting programs
• Review daily claims and act accordingly to communicate to agents on issues with drivers or accounts.
• Command full knowledge on rating, pricing, guidelines, and forms for assigned specialty lines of business
• Mentor and train less experienced Commercial Lines Underwriters (Commercial Lines Underwriter I and Commercial lines Junior Underwriter)
• Forward thinking with new product and business segments or states to enter
• Maintain and share knowledge of industry trends, market conditions and company programs

Qualifications Required

• Proficient in Word, Excel, Power Point
• Proficient with Industry Resources and databases
• Working knowledge of carrier billing and processing systems; PTS and AS400 preferred
• Excellent oral and written communication skills
• Organized and detail oriented with ability to multi-task
• Ability to work independently and collaboratively simultaneously
• Minimum 3 - 5 years of Commercial Lines Multiple Line Underwriting experience with expertise in Commercial Auto (Taxi, Livery, Para Transit) and Commercial General Liability (Contractors and OL&T)
• Demonstrated knowledge of the property and casualty insurance industry
• Excellent organizational and interpersonal skills
• Strategic thinker with ability to support the company position
• Demonstrated knowledge of 1st dollar and deductible pricing strategies

Preferred

• College Degree
• Professional Designations (CPCU, ARM, etc.)