Commercial Lines Senior Claims Consultant
USI Insurance Services · Charleston, WV · 1 wk ago
HybridFull-time
Responsibilities
- Conduct claim reviews in conjunction with service plan.
- Monitor and measure financial impact of USI reviews and communicate results to client.
- Negotiate with carriers to develop special account instructions.
- Analyze loss trends and business issues.
- Tailor service plan to address adverse trends and mitigate claim duration, severity and costs using claims management solutions.
- Advocate on behalf of clients on claim denials, reservation of rights, negotiating optimal coverage position.
- Aid client with evaluation and reporting of complex claims.
- Review reserving accuracy on specific claims.
- Develop action plan and assist with resolution of complex/high exposure or high-profile claims.
- Provide guidance on litigation management and medical management solutions.
- Partner with risk control and analytics/placement team to identify loss trends and develop a comprehensive program focused on reducing total cost of risk.
- Contribute insights and client solutions in USI team huddle meetings.
- Navigate clients through complex claims including Employment Practices Liability (EPL), Directors & Officers (D&O) and Errors & Omissions (E&O).
- Evaluate third-party administrators (TPAs) and install TPA or carrier alongside client.
- Remain current with Carrier and TPA service and technology capabilities, industry trends, development around key case law, and industry claims solutions.
Requirements
- 8+ years in a claims administration role for a Commercial Lines agency required.
- Bachelor’s degree strongly preferred.
- Property & Casualty license preferred.
- Detailed understanding of multiple lines of commercial lines coverage (generally workers compensation, liability and property or marine & energy).
- Claims expertise in at least one line.
- Comfortable with internet-based programs and expertise in Microsoft Office products.
- Strong understanding of loss forecasting, experience mods, reserve analysis, collateral, etc.
- Expert business, negotiation, and data interpretation skills.
- Strong written and verbal communication skills.
- Must effectively deliver messages to C-suite.
- Ability to work well in a team environment.
Qualifications
Knowledge, Skills And Abilities:
- 8+ years in a claims administration role for a Commercial Lines agency required.
- Bachelor’s degree strongly preferred.
- Property & Casualty license preferred.
- Detailed understanding of multiple lines of commercial lines coverage (generally workers compensation, liability and property or marine & energy).
- Claims expertise in at least one line.
- Comfortable with internet-based programs and expertise in Microsoft Office products.
- Strong understanding of loss forecasting, experience mods, reserve analysis, collateral, etc.
- Expert business, negotiation, and data interpretation skills.
- Strong written and verbal communication skills.
- Must effectively deliver messages to C-suite.
- Ability to work well in a team environment.
Skills
- Claims administration.
- Commercial Lines coverage.
- Loss forecasting.
- Reserve analysis.
- Collateral management.
- Business negotiation.
- Data interpretation.
- Microsoft Office products.
Benefits
- Medical, wellness, dental and vision insurance.
- 401(k) plan.
- Flexible spending and health savings accounts.
- Short and long-term disability insurance.
- Life insurance.
- Unique employer-sponsored and voluntary programs.
- Generous paid time off policy.
- Paid family leave benefit.
- Paid holiday time.
Pay
Compensation is commensurate with experience.
Schedule
This position offers a hybrid opportunity with the employee working part-time from their home office and part-time in either our Charleston, WV office, Pittsburgh office or Erie office. This position requires onsite meetings with USI clients.