Commercial Lines New Business Underwriter - Habitational

About the role

Distinguished is a leading national insurance Program Manager offering specialized insurance programs to brokers and agents. The role involves working with a select group of highly rated insurance companies to provide exclusive programs to a national network of 4,000 agencies and brokerages.

Responsibilities

• Handle new business accounts through outbound interaction with various carriers and brokers.
• Work collaboratively and communicate effectively with internal sales staff on new business submissions.
• Underwrite habitational risks by identifying and analyzing risk exposures, loss frequency and severity against desired coverage.
• Develop relationships with both external and internal customers, with the "customer experience" in mind, and deliver exceptional experiences with every interaction, in all modes of communication.
• Provide and create solutions for a broad range of inquiries from brokers and team members.
• Adhere to rating rules with proper file documentation.
• Navigate our online broker portal to complete tasks and troubleshoot.
• Identify opportunities to improve underwriting efficiencies.
• Work independently within deadlines while understanding the necessity for communicating and coordinating work efforts with stakeholders.
• Obtain and understand market intel and trends.
• Handle work with a focus on underwriting profitability.

Qualifications

• A minimum of 3 years of commercial property underwriting experience.
• A bachelor’s degree or equivalent combination of education and experience.
• Commercial Real Estate Insurance knowledge required.
• Understanding of habitational P&C policies preferred.
• Property and Casualty insurance license preferred (6 months preparation time permitted).
• Eager for continual learning; professional designations are a plus.
• Strong verbal and written communication skills including negotiation skills.
• Must be self-driven, detail-oriented, comfortable in a growing ever-changing organization, and have strong organizational skills including time-management and prioritization.
• Some travel may be required from time to time for team and broker meetings.

Skills

• Minimum of 3 years of commercial property underwriting experience.
• Bachelor’s degree or equivalent combination of education and experience.
• Commercial Real Estate Insurance knowledge required.
• Understanding of habitational P&C policies preferred.
• Property and Casualty insurance license preferred (6 months preparation time permitted).
• Eager for continual learning; professional designations are a plus.
• Strong verbal and written communication skills including negotiation skills.

Benefits

• $65,000 - $75,000 base salary plus bonus.
• Salary commensurate with knowledge, skills, experience, and geographic location.
• Summer Fridays (Leave at 2:00PM all Fridays from Memorial Day to Labor Day).
• Great healthcare coverage including Medical, Vision, and Dental.
• 401k with company match.
• Immediately 100% vested.
• Life, AD&D, Critical Illness, Accident, and Disability (short-term & long-term) insurance.
• Growth and development opportunities.
• Work-Life Balance and wellness benefits with generous time off policy including PTO and paid holidays, Dependent Care FSA, Healthcare FSA, Virtual Telemedicine, Employee Discount Programs, Paid Parental Leave, HSA, HRA, Commuter/Transit FSA, and a Sabbatical every 7 years.

CORE VALUES

• INTEGRITY plays a crucial role in the way Distinguished does business.
• INNOVATION enables us to remain an industry trendsetter.
• You will be involved in projects that advance our products, processes, and people!
• You will collaborate with leaders in the organization and build RELATIONSHIPS with your colleagues, carriers and customers.
• Capitalize on your interests and strengths to drive an enrichment focused path allowing your determination to launch your career in an industry of endless opportunities.
• Bring your passion to the work you do, the people you impact and the success we ACHIEVE together.
• Acceptance and appreciation for diversity and inclusion are at our core.