Commercial Lending Portfolio Manager - Fresno, CA

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards. We are looking for a seasoned Portfolio Manager in Fresno, CA to join our Commercial Banking team. This critical role focuses on underwriting new credit requests and servicing a portfolio of existing Commercial Real Estate (CRE) and Commercial & Industrial (C&I) loan relationships. Successful candidates will have the ability to execute complex credit analysis, financial spreading, underwriting, risk monitoring, and structure/pricing optimization as a member of a collaborative team. Essential Functions: Responsible for providing analysis and underwriting for new C&I and CRE credit requests. Responsible for managing and servicing a portfolio of existing loan relationships. Responsible for expanding and building relationships with a high degree of resultant customer satisfaction as an extension of the relationship management team. Responsible for ensuring financial statements are spread and analyzed, addressing industry risks, monitoring collateral requirements, loan structuring and pricing, credit analysis, monitoring credit performance and assisting with loan presentations. Handles reporting on loans such as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, risk grades, etc. Keeps informed of financial and market trends in the portfolio and analyzes those trends for the effect they will have on the portfolio. Assists bankers with new and existing loan requests and other special projects. Other duties as assigned. Qualifications: Requires a bachelor's degree in Finance, Business or other related field and 4+ years of banking, relationship management, underwriting and credit experience or other directly related experience. An equivalent combination of education and experience may meet qualifications. Working knowledge of various types of loans, credit analysis, spreading and analyzing financial statements, risk analysis, credit scoring, loan documentation, etc. Knowledge of banking products, services, policies, procedures and regulations. Strong credit skills in underwriting, financial modeling, valuations and adherence to policy. Requires strong customer service, relationship, organizational, analytical and creative problem solving skills. Ability to meet deadlines. Must have strong communications skills, both verbal and written. Knowledge of various software applications including word processing and spreadsheets. Benefits: Palmdale, CA, United States Branch Relationship Banker (Personal Banker) – Palmdale, CA Palmdale CA 93551 United States 2026-10-16 false [] On-site 10280_071622 California Bank & Trust No Banking Yes https://click.appcast.io/t/LBFpWi8t6zq-U_qxk8Ko-Vgxr-ak6X5vpiBsV76DhFM= Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experience, background, and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized, and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards. We are looking for a Branch Relationship Banker (Personal Banker) to provide top notch customer service to our clients and customers at our Palmdale, CA branch. If you are passionate about building meaningful client connections, providing personalized financial solutions, and bringing full-service banking to life within the community, we’d love to connect with you. Essential Functions: Delivers an exceptional, full-service banking experience to new and existing clients, with a strong focus on relationship-building, sales, and personalized serviceBrings the branch to life by planning and hosting engaging events and community outreach activities that strengthen local relationshipsOpens new accounts, supports consumer lending needs, and proactively assists clients with a variety of financial services and solutionsActs as a trusted problem-solver by addressing client concerns directly or connecting clients with the right internal partners for additional supportIdentifies opportunities to deepen relationships by recommending relevant bank products and services, including commercial offerings, based on client needsBuild lasting connections by actively following up with clients and ensuring a consistent, high-quality experienceMay process cash transactions, open and maintain accounts, and originate and close consumer or small business loansSupports daily branch operations, including transaction processing and additional customer service responsibilities as neededYou may be reassigned to an alternate location depending on business needs within a reasonable distance (30 miles of branch location) and given proper noticeOther duties as assigned Qualifications: High school diploma or equivalent and 1+ years’ experience in sales, teller, new accounts or loan processing or other directly related experience. An equivalent combination of education and experience may meet qualificationsPrevious experience in a financial sales representative-oriented role preferredWorking knowledge of mathematical calculations and standard banking products, services, and transactionsSolid knowledge of all retail products and servicesBasic knowledge of consumer lending applicationsProven customer service, interpersonal and communication skills, both verbal and writtenEffective selling, cross-selling and referral skillsSolid mathematical, problem-solving, and negotiation skillsSolid interpersonal & relationship building skillsStrong attention to detail and time managementProficient in basic computer skills Schedule: Monday – Friday, 8:30am – 5:30pm Benefits: Medical, Dental, and Vision Insurance – START DAY ONE!Life and Disability Insurance, Paid Parental Leave and Adoption AssistanceHealth Savings (HSA), Flexible Spending (FSA), and dependent care accountsPaid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays, and any applicable state holidays401(k) plan with company match, Profit Sharing, competitive compensation in line with work experienceMental health support, including coaching and therapy sessionsTuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hireEmployee Ambassador preferred banking products This position is eligible to earn a base salary in the range of $23 - $27 hourly depending on job-related factors such as level of experience. Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experience, background, and perspectives and provides a collaborative environment for all employees to grow and thrive. As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized, and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards. We are looking for a Branch Relationship Banker (Personal Banker) to provide top notch customer service to our clients and customers at our Palmdale, CA branch. If you are passionate about building meaningful client connections, providing personalized financial solutions, and bringing full-service banking to life within the community, we’d love to connect with you. Essential Functions: Delivers an exceptional, full-service banking experience to new and existing clients, with a strong focus on relationship-building, sales, and personalized service Brings the branch to life by planning and hosting engaging events and community outreach activities that strengthen local relationships Opens new accounts, supports consumer lending needs, and proactively assists clients with a variety of financial services and solutions Acts as a trusted problem-solver by addressing client concerns directly or connecting clients with the right internal partners for additional support Identifies opportunities to deepen relationships by recommending relevant bank products and services, including commercial offerings, based on client needs Build lasting connections by actively following up with clients and ensuring a consistent, high-quality experience May process cash transactions, open and maintain accounts, and originate and close consumer or small business loans Supports daily branch operations, including transaction processing and additional customer service responsibilities as needed You may be reassigned to an alternate location depending on business needs within a reasonable distance (30 miles of branch location) and given proper notice Other duties as assigned Qualifications: High school diploma or equivalent and 1+ years’ experience in sales, teller, new accounts or loan processing or other directly related experience. An equivalent combination of education and experience may meet qualifications Previous experience in a financial sales representative-oriented role preferred Working knowledge of mathematical calculations and standard banking products, services, and transactions Solid knowledge of all retail products and services Basic knowledge of consumer lending applications Proven customer service, interpersonal and communication skills, both verbal and written Effective selling, cross-selling and referral skills Solid mathematical, problem-solving, and negotiation skills Solid interpersonal & relationship building skills Strong attention to detail and time management Proficient in basic computer skills Schedule: Monday – Friday, 8:30am – 5:30pm Benefits: Medical, Dental, and Vision Insurance – START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays, and any applicable state holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health support, including coaching and therapy sessions Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire Employee Ambassador preferred banking products This position is eligible to earn a base salary in the range of $23 - $27 hourly depending on job-related factors such as level of experience.