Commercial Lending Assistant

Duties and responsibilities

• Assist lenders with various tasks such as obtaining and reviewing documents from borrowers, construction draw requests, ordering third party reports for loan transactions, appraisals, title work, environmentals, etc.
• Input commercial loan applications into credit system
• Prepare lending packages and fund loans
• Perform daily loan maintenance, monitor exceptions, and update reports
• Collect and file financial information from clients
• Act as the point of contact between lenders and employees/clients as necessary
• Review upcoming maturities with each officer and determine what financial information is needed in order to renew credit
• Serve as backup to other documentation specialists
• Perform research needed to resolve client problems in a timely manner
• Ensure loans are booked correctly and collateral is forwarded to appropriate department
• Ensure that all documents have proper signatures, dates, disclosures and other relevant data
• Work closely with other members of department to ensure exceptional service is provided to client base

Desired Skills and Qualifications

• Detail knowledge of processing, underwriting and closing procedures
• In-depth knowledge of credit union’s policies and procedures, lending procedures and credit policies
• Knowledge of federal lending regulations
• Ability to analyze policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk desired
• Establish productive business interpersonal relationships with others inside and outside the organization and to work with little direct supervision in carrying out the responsibilities assigned
• Working knowledge of Microsoft Office products and Internet Explorer
• Flexibility in working schedule; may be required to work weekends and/or extended hours
• Reliable attendance is critical
• Ability to operate standard business equipment: fax, copiers, printers, calculators, computers, etc.
• Ability to present professional image
• Ability to handle sensitive documents or other confidential information
• Ability to work well under pressure
• Ability to perform multiple job functions and tasks with minimum supervision
• Communicate and work well with all levels of employees, officers, and directors
• Demonstrated mastery of loan processing principles
• Experience and overall understanding of loan systems and various related host systems

Physical Requirements

• Normal office environment with little exposure to dust, noise and temperature
• Sitting for long periods
• Standing, bending, and lifting up to 20 pounds
• Extended viewing of CRT screen
• Occasional travel to branch offices, seminars, and various training courses may be required

Benefits and Compensation

• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
• Tuition Reimbursement Program

About the role

This position is located at 4401 Theater Drive, Evansville, IN.

Qualifications

• College degree preferred, with a demonstrated mastery of loan processing principles
• However, a combination of experience and education may be substituted for degree requirements
• Experience and overall understanding of loan systems and various related host systems

Skills

• Detail knowledge of processing, underwriting and closing procedures
• In-depth knowledge of credit union’s policies and procedures, lending procedures and credit policies
• Knowledge of federal lending regulations
• Ability to analyze policies, procedures and guidelines in a way that maximizes productivity but protects the level of risk desired
• Establish productive business interpersonal relationships with others inside and outside the organization and to work with little direct supervision in carrying out the responsibilities assigned
• Working knowledge of Microsoft Office products and Internet Explorer
• Flexibility in working schedule; may be required to work weekends and/or extended hours
• Reliable attendance is critical
• Ability to operate standard business equipment: fax, copiers, printers, calculators, computers, etc.
• Ability to present professional image
• Ability to handle sensitive documents or other confidential information
• Ability to work well under pressure
• Ability to perform multiple job functions and tasks with minimum supervision
• Communicate and work well with all levels of employees, officers, and directors
• Demonstrated mastery of loan processing principles
• Experience and overall understanding of loan systems and various related host systems