Commercial Lender V

Engage in business development activities and solicitation of new business; actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services.

• Gather and analyze all information necessary to present a financing request to Senior Management for approval;
• Meet with existing or potential customers;
• Visit sites of loans;
• Negotiate loan terms and conditions;
• Approve loans within established lending limits or refer and recommend approval to designated members of Senior Management and/or the Chief Credit Officer;
• Cook up and maintain knowledge of financial industry, economy, market conditions, rates, vendors and competition;
• Responsible for meeting annual loan and deposit growth goals assigned by Senior Management;
• Assume responsibility for special projects;
• Gathers data and prepares reports for Senior Management, audits and other personnel;
• Review NSF and overdraft reports for customers assigned within his or her portfolio;
• Approve or decline such exceptions within established lending limits.

About the role

Solicits and services a variety of smaller commercial and/or agricultural loans. Interviews applicants and obtains information regarding earnings and financial condition to evaluate the applicant's creditworthiness. Approves or denies loan within established limits or refers loan to designated members of Senior Management for approval. May assist more experienced loan officers with larger or more complex loans. Works on projects/matters of limited complexity in a support role. Work is closely managed.

Responsibilities

• Manages a portfolio consisting of small business, middle market and/or agricultural loans, and CRE loans, with average total loan portfolio balances of $60MM-$100MM in average outstanding balances.
• Portfolio includes the Bank's larger and more complex banking relationships.
• Has consistently demonstrated ability to generate new business and has had measurable results.
• May assist and train other commercial lenders.
• 5+ years' experience as a commercial loan officer.
• Annual new loan generation of $10MM plus.

Qualifications/Requirements

• Bachelor’s degree and minimum 5 years related experience preferred or equivalent combination of education and experience.

Pay

Wage Range: Min: $110,928, Mid: $156,937, Max: $202,945

Schedule

Regularly: Sitting, Feeling/Touching, Talking, Hearing, Vision - close peripheral, depth
Frequently: Standing, Walking, Grasping/Reaching - with arms and hands, Repetitive Motions
Occasionally: Climbing and/or Balancing, Stooping, Kneeling, Crouching, and/or Crawling, Lifting (30 lbs.)

Benefits

At Heartland Bank, we offer a competitive benefits package to provide you with peace of mind. Click here to learn more about what benefits we have to offer.

Equal Opportunities and Accommodations Statement

Heartland Bank is deeply committed to creating a workplace where inclusion is not only valued but prioritized. We’re proud to be an equal opportunity employer, seeking to create a welcoming and diverse environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity or expression, family status, marital status, sexual orientation, national origin, genetics, disability, age, or any other non-merit based or legally protected grounds. Salary Disclaimer The salary range represents the range of possible compensation at the time of posting. Heartland Bank considers several factors when extending an offer, including but not limited to, the role and associated responsibilities, a candidate’s work experience, education/training, key skills, and internal equity. The salary range minimum, midpoint, and maximum listed above represent a full range of career compensation growth over time in this position and pay grade. Starting pay typically starts between minimum and midpoint upon hire. The Bank offers compensation growth opportunities within its career architecture.