Commercial Lender (Full Time) - SB Katy Pin Oak

Position Purpose

Primary role is to grow and retain profitable relationships. This is accomplished by focusing on the delivery of value‑added solutions to our clients and prospects that will help them reach their goals and maximize our revenues over the life of the relationship. You will be a fully experienced, qualified relationship manager capable of independent activity, with proven client relationship skills, extensive product knowledge, technical expertise, and strong transaction execution skills. Credit process management is a critical component of the job. Performance will be measured by effectiveness in marketing areas such as calling activity, proposal generation, revenue generation, risk mitigation, relationship building, and franchise development.

Essential Functions and Basic Duties

• Solicit commercial clients; aggressively seek and obtain quality new business through client and prospect calls, referrals, and cross‑selling efforts.
• Obtain and maintain COI’s and attend various networking events in the assigned geographic area.
• Apply loan structuring and credit analysis skills.
• Generate a wide variety of commercial and real estate loans, typically closing loans in the $1 million to $10 million range.
• Contribute to deposit growth by cross‑selling and promoting additional banking products.
• Other duties as assigned.

Supervisory Responsibilities

This role has no supervisory responsibilities.

Qualifications

• Education/Certification: Bachelor’s degree in banking, finance or a related field is preferred.
• Experience Required: Minimum of seven years of direct lending or credit support experience with a focus on business relationships; formally credit‑trained and/or underwriting knowledge preferred.
• Knowledge Required: Familiarity with sales, loan processing, and closing processes; extensive knowledge of commercial banking products and services, including C & I, owner‑occupied, and investment commercial real estate loans.
• Skills/Abilities: Ability to expand loans, client relationships, and cross‑sell bank products; strong interpersonal and communication skills; proven track record of business development.

Physical Activities and Requirements

• Talking: Frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
• Average Hearing: Able to hear normal conversations and receive ordinary information.
• Repetitive Motion: Frequent use of wrists, hands, and/or fingers.
• Average Visual Abilities: Ordinary visual acuity needed to prepare or inspect documents.
• Physical Strength: Sedentary work; sitting most of the time; occasional exertion of up to 10 lb.

Working Conditions

Typical office environment with no hazardous or significantly unpleasant conditions.

Mental Activities and Requirements

• Reasoning Ability: Apply logical or scientific thinking to define problems, collect data, establish facts, and draw conclusions; interpret technical instructions and manage multiple variables.
• Mathematics Ability: Compute discount, interest, profit, loss, commission markup, selling price, ratios, proportions, percentages, and perform simple algebra.
• Language Ability: Read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias; prepare business letters, proposals, summaries, and reports with correct punctuation, grammar, diction, and style; conduct training, participate in panel discussions, and make professional presentations.

Schedule

Monday – Friday