Commercial Lender (Full Time) - Amarillo, Soncy
Prosperity Bank · Amarillo, TX · 1 mo ago
Finance$10/hrFull-time
Position Purpose
Primary role is to grow and retain profitable relationships by delivering value‑added solutions to clients and prospects, helping them reach their goals while maximizing revenues over the life of the relationship. The role requires a fully experienced, qualified relationship manager with proven client relationship skills, extensive product knowledge, technical expertise, strong transaction execution skills, and credit process management.
Essential Functions and Basic Duties
- Solicit commercial clients; aggressively seek and obtain quality new business through client and prospect calls, referrals, and cross‑selling efforts.
- Obtain and maintain COI’s and attend various networking events in the assigned geographic area.
- Apply loan structuring and credit analysis skills and experience.
- Generate a wide variety of commercial and real‑estate loans.
- Close loans typically in the $1 million to $10 million range.
- Contribute to deposit growth by cross‑selling and promoting additional banking products.
- Other duties as assigned.
Qualifications
- Education/Certification: Bachelor’s degree in banking, finance, or a related field preferred.
- Experience: Formally credit‑trained and/or underwriting knowledge preferred; typically a minimum of seven years of direct lending or credit‑support experience with a focus on business relationships.
Skills
- Ability to expand loans, client relationships, and cross‑sell bank products.
- Strong interpersonal and communication skills with a proven track record of business development.
- Familiarity with sales, loan processing, and closing processes.
- Extensive knowledge of commercial banking products and services, including C & I, owner‑occupied, and investment commercial real‑estate loans.
Physical Requirements
- Talking: Frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.
- Average hearing: Able to hear normal conversations and receive ordinary information.
- Repetitive motion: Frequent use of wrists, hands, and/or fingers.
- Average visual abilities: Ordinary visual acuity needed to prepare or inspect documents or operate machinery.
- Physical strength: Sedentary work; sitting most of the time; occasional exertion of up to 10 lb of force.
- Working conditions: No hazardous or significantly unpleasant conditions (typical office environment).
Mental Requirements
- Reasoning ability: Apply logical or scientific thinking to define problems, collect data, establish facts, draw conclusions, interpret technical instructions, and handle multiple variables.
- Mathematics ability: Compute discount, interest, profit, loss, commission markup, selling price, ratios, proportions, percentages, and perform simple algebra.
- Language ability: Read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias; prepare business letters, proposals, summaries, and reports with correct punctuation, grammar, diction, and style; conduct training, participate in panel discussions, and make professional presentations.
Schedule
Monday – Friday, 8:00 AM to 5:00 PM.