Commercial Finance Advisor-SBA & Business Lending

About the role

HighRise Capital is seeking an experienced Commercial Finance Advisor to join our growing business finance division. Prior professional experience originating, underwriting, brokering, or closing SBA loans and/or traditional commercial financing is REQUIRED. This is not an entry-level position. We are looking for someone who has already worked directly with SBA loans, business lines of credit, term loans, or similar commercial finance products and understands how to take a transaction from initial application through funding.

Products

• SBA 7(a) and SBA 504 loans
• Business lines of credit
• Conventional business term loans
• Bank and non-bank commercial lending
• Equipment financing
• Commercial real estate financing
• Working capital facilities
• Refinancing and debt consolidation
• Other long-term business financing products

Responsibilities

• Manage business financing opportunities from initial consultation through closing.
• Consulting with business owners regarding their financing needs.
• Reviewing business and personal tax returns.
• Reviewing P&Ls, balance sheets, and debt schedules.
• Understanding cash flow and debt-service requirements.
• Determining which financing products a business may qualify for.
• Packaging complete loan files for lenders.
• Working directly with banks, SBA lenders, and other lending partners.
• Managing documentation and underwriting requests.
• Following transactions through approval and closing.
• Maintaining and growing a pipeline of business borrowers.
• Developing long-term relationships with clients and lending partners.

Requirements

• Previous hands-on experience in business lending.
• Experience in one or more of the following: SBA loan origination or underwriting; SBA 7(a) or 504 lending; Commercial banking; Business lines of credit; Conventional business loans; Commercial loan brokerage; Equipment financing; Commercial real estate lending; Business loan underwriting.
• Understanding of the commercial lending process and the financial documentation required to structure and close business loans.
• Comfortable speaking with business owners, CFOs, accountants, attorneys, underwriters, and bankers.
• Ability to look at a business's financial profile, understand what financing options make sense, structure the opportunity correctly, and confidently guide the borrower through the process.

Career Opportunity

HighRise Capital is developing a broader commercial finance platform designed to provide businesses with access to multiple forms of capital. This position offers a long-term career path within the organization: Commercial Finance Advisor → Senior Commercial Finance Advisor → Vice President → Managing Director.

Pay

Compensation will include a competitive base salary plus commissions and performance-based bonuses, with significant earning potential for experienced producers.

Benefits

• Health Care Plan (Medical, Dental & Vision)
• Retirement Plan (401k, IRA)
• Life Insurance (Basic, Voluntary & AD&D)
• Paid Time Off (Vacation, Sick & Public Holidays)
• Family Leave (Maternity, Paternity)
• Training & Development