Commercial Credit Analyst I/II/III
Bank of America · North Bethesda, MD · 1 wk ago
FinanceFull-time
Responsibilities
- Analyzes financial statements and summarizes existing client's performance via periodic risk profile reviews
- PARTNERS WITH CREDIT AND CLIENT TEAMS BOTH WITHIN CENTRALIZED AND REGIONAL CREDIT LINES OF BUSINESS
- MANAGES RISK THROUGH ACCURATE FINANCIAL SPREADING, RISK RATING, AND CORDINATE TEST CALCULATIONS
- EXPANDS EXPERTISE BY REVIEWING POLICY AND PROCEDURE THOROUGHLY AND ACTIVELY PARTICIPATING IN CONTINUING EDUCATION SESSIONS
- COLLABORATES WITH PEERS TO MANAGE OPTIMAL WORKFLOW
- IDENTIFIES AND ESCALATES PROCESS BREAKDOWNS
Requirements
- CREDIT AND RISK ASSESSMENT
- FINANCIAL ANALYSIS
- UNDERSTANDING OF FINANCIAL ACCOUNTING PRINCIPLES
- CREDIT DOCUMENTATION REQUIREMENTS
- CITIZENSHIP
- CORE VALUES
- CRITICAL THINKING
- PRIORITIZATION
- ATTENTION TO DETAIL
- BUSINESS ACUMEN
- DECISION MAKING
- WRITTEN COMMUNICATION
- CLIENT MANAGEMENT
- RECORDING/ORGANIZING INFORMATION
- ANALYTICAL THINKING
Qualifications
- MINIMUM EDUCATION/EXPERIENCE REQUIREMENT: BA/BS DEGREE IN FINANCE, ACCOUNTING, OR BUSINESS ADMINISTRATION PREFERRED OR 1-3 YEARS OF RELEVANT WORK EXPERIENCE
Skills
- FINANCIAL FORECASTING AND MODELING
- COLLATERAL MANAGEMENT
- UNDERWRITING
- FINANCIAL RATIO ANALYSIS
Benefits
Bank of America offers a comprehensive benefits package including health insurance, retirement plans, and paid time off.
Pay
Compensation is commensurate with experience.
Schedule
1st shift (United States of America)
HOURS PER WEEK: 40