Commercial Credit Analyst

About the role

The Credit Risk Management Department plays a vital role in ensuring that KS StateBank properly identifies, measures, monitors and mitigates the potential for financial losses resulting from a borrower's failure to repay a loan or meet other contractual obligations. As a Commercial Credit Analyst, you will be responsible for evaluating and analyzing the creditworthiness of potential and existing commercial loan clients.

Responsibilities

• Analyze financial statements, tax returns, credit reports, and other financial information to assess the financial health and repayment ability of applicants.
• Work closely with the Commercial Credit Analyst, Senior Vice President to provide well-informed lending recommendations to Executive Loan Officers and Loan Committee.

Requirements

• A degree in finance or a related field as well as two years of banking experience is preferred but not required.
• Previous experience in commercial lending, underwriting, loan review, or a related banking role is required.
• A strong ability to analyze and interpret financial information.
• An understanding of bank loan policy, commercial lending regulations, risk rating fundamentals, loan review procedures, and loan documentation requirements.

Qualifications

• Able to work both independently and as part of a team.
• Professional attitude.
• Detail-oriented.
• Ability to successfully multitask.

Benefits

• Wages start at $45,000 to $50,000 annually based on experience.
• Employee benefits include 401(k), health, dental, and vision insurance, and paid time off.

Pay

• $45,000 to $50,000 annually based on experience.

Schedule

• Full-time position at Westloop branch in Manhattan, KS.