Commercial Construction Loan Specialist

About the role

ENT Credit Union and Wings Credit Union joined forces in January 2026, creating a unified organization with expanded resources and a shared commitment to delivering exceptional member service. Together, we empower members, communities, and teams through a bold, unified future. Both organizations bring strong legacies of member satisfaction, operational excellence, financial stability, and community impact, recognized locally and nationally as best-in-class financial institutions and employers of choice.

Responsibilities

• Support the end-to-end processing of both construction-to-permanent and standalone construction loans.
• Manage a complex portfolio while ensuring strict compliance with regulatory and organizational standards and loan agreements.
• Coordinate construction draws, lien monitoring, inspections, documentation, funding, and risk management.
• Collaborate closely with management to improve operational efficiency and act as a central liaison between borrowers, builders, inspectors, loan officers, and internal stakeholders.
• Review loan documents to ensure construction terms, budgets, and funding requirements are accurately established.
• Coordinate project setup within loan servicing and/or any construction loan management systems.
• Review and approve complex draw requests, ensuring alignment with project milestones, budget, and third-party inspection results.
• Validate percentage of completion calculations and remaining funds availability.
• Monitor lien waivers, title updates, endorsements, and other collateral protection requirements.
• Review project budgets for cost overruns and identify potential project risks, escalating concerns regarding delays, budget deficiencies, contractor issues, and/or collateral risks.
• Ensure compliance with loan covenants and construction loan agreements.
• Serve as point of contact for borrowers, contractors, builders, title companies, and inspectors.
• Provide guidance regarding draw procedures, documentation requirements, and project expectations.
• Participate in audits, quality control reviews, third-party examinations, and pipeline reporting.
• Maintain accurate records of inspections, funding approvals, and project status updates.
• Assist management with construction portfolio analytics and risk reporting.
• Remain cognizant of and adhere to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

• High School Diploma/G.E.D. required
• Bachelor's Degree in Finance, Accounting, Business Administration, Economics, Construction Management, Project Management, or other related field of study, preferred
• 4+ years of experience in commercial construction lending, construction administration, loan servicing, commercial credit, or construction-related experience, required
• Driver's License required

Skills

• Strong understanding of commercial construction lending practices
• Member Focused: Proven ability to build strong customer/member relationships and delivering customer/member-centric solutions
• Collaborates: Known for building partnerships and working collaboratively with others to meet shared objectives
• Action Oriented: Proven track record of taking on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm
• Situational Adaptability: Ability to adapt approach and demeanor in real time to match the shifting demands of different situations
• Experience in Built Technologies construction draw management platform, preferred

Pay

$78,000–$91,000 (S15), plus 10% annual target bonus. Final compensation will be determined by relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity.

Benefits

• Generous 401(k) match
• 401k Discretionary Profit Sharing
• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Short Term and Long Term Disability
• Health Savings Account with company contribution
• Employee Assistance Program
• Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
• Paid Holidays
• Tuition Reimbursement
• Paid Parental Leave