Commercial Banking Relationship Manager - Lexington

General Job Summary

Solicits business from prospective customers and current customer base. Evaluates loan requests and approves loans within authority or makes loan recommendations to management. Analyzes financial and credit condition of applicants and determines loan payment capabilities. Negotiates credit terms and conditions. Services and retains existing customer base.

Essential Duties and Responsibilities

• Solicits business from prospective customers and current customer base
• Evaluates loan requests and approves loans within authority or makes loan recommendations to management
• Analyzes financial and credit condition of applicants and determines loan payment capabilities
• Negotiates credit terms and conditions
• Serves and retains existing customer base

Minimum Job Requirements

• Education: BA/BS in business, finance or related field
• Experience: Minimum of two years of experience in Commercial Lending
• Proven ability to develop and retain business
• Good communication skills
• Professional appearance and demeanor
• Knowledge of lending services and bank products
• Knowledge of loan, bank and regulatory policy
• Ability to analyze loan requests and determine borrowing need and repayment sources

Physical Requirements

• Primarily sedentary work performed in an office or remote office environment
• Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment
• Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person
• Visual acuity sufficient to read computer screens, printed documents, and financial data
• Occasional standing, walking, bending, or reaching
• Ability to lift and carry up to 10–15 pounds occasionally (e.g., files, office supplies)

Benefits

• 401(K) with a company match of up to 6%
• ESOP employer match
• Medical insurance
• Dental insurance
• Vision insurance
• Cancer/Disease insurance
• Accident insurance
• Flexible Spending Accounts
• Flexible Savings Accounts
• Health Savings Accounts
• Bank paid Life/AD&D insurance
• Voluntary Life/AD&D insurance
• Bank paid Short-Term and Long-Term Disability insurance
• Employee Stock Purchase Plan
• Employee Assistance Program