Commercial Banking Relationship Manager III

Responsibilities

• Work as an active member of the Company’s sales/services lending department.
• Jointly establish quantitative sales objectives, with assigned supervisor, on an annual basis.
• Solicit new business from present and prospective customers.
• Provide sales information on a timely basis in order that this information may be included as part of monthly and year-to-date sales performance reports.
• Maintain a thorough knowledge of the features and benefits of all Company commercial credit products and services, in order to ascertain customer needs and to sell in conjunction with these needs.
• Provide direct service to commercial customers with respect to deposit, loan, and other miscellaneous products and services, if applicable, approve or reject loan applications within individual lending authority.
• Affix to customers in obtaining specialized services from other departments as necessary.
• Maintain a working knowledge of Company operating policies and procedures which impact commercial services.
• Maintain working knowledge of loan documentation procedures.
• May attend sales and trade meetings as the Company’s representative to develop new business and to gain information and leads on prospective accounts.
• Responsible for early detection, reporting, and monitoring of problem credit.
• Responsible for quality of own loan portfolio.
• All other duties as assigned.

Qualifications

• Bachelor’s degree required.
• Master's degree desirable.
• Seven-year (7) years of experience in complex commercial real estate lending and /or commercial & industrial loans management experience in a financial institution.
• Formal credit experience is a requirement.
• Strong sales skills and expectation management skills.
• Excellent verbal and written communications skills.
• Knowledge of and the ability to use current technology proficiently.
• Good organizational skills, a high level of accuracy and strong attention to detail.
• Effective time management and the ability to work independently in a team environment.
• Ability to handle sensitive information with complete confidentiality and professionalism.