Commercial Banking Associate

About the role

The Commercial Banking Associate (CBA) at American Commercial Bank & Trust, NA is a customer service role that works in tandem with Commercial Loan Officers. The CBA is responsible for providing high-level service to Bank clients, prospects, and internal associates. Key duties include compiling and preparing loan presentation summaries, processing approved loan requests, maintaining credit files, and managing a portfolio of loan and deposit clientele.

Responsibilities

• Acts as a liaison between Lenders, Clients and third parties to obtain and maintain documents required for new and existing loan underwriting and depository relationships.
• Reviews documents which support underwriting such as organizational documents, title commitments, financial statements, appraisals, and construction draw documentation.
• Supports the Lending Officer(s) in monitoring HMDA and CRA reporting.
• Maintains knowledge of the Bank's Loan Policy to ensure accuracy of loan presentations and of documentation.
• Facilitates loan documentation and coordinates and conducts loan closings.
• Manages financial and collateral exceptions of assigned portfolio within bank standards.
• Generates deposit account documentation and maintains knowledge of Treasury Management services.
• Facilitates other projects and duties as assigned, including ongoing training and learning.

Requirements

• Seeking 3+ years of prior experience with processing and closing commercial loans for middle market clients, and high level of client interaction.
• Bachelor's degree in business preferred.
• Will also consider more years of experience with processing and closing commercial loans in lieu of bachelor's degree.

Qualifications

• Ability to prioritize competing tasks and exhibit strong written and verbal communication skills.
• Attention to detail and strong organizational skills.
• High level of responsiveness and follow-through with both internal and external customers.
• Strong problem-solving abilities and resourcefulness in finding solutions and answering challenges.
• Strong working knowledge of Microsoft Suite; experience in the FIS Horizon banking platform and Loan Vantage preferred.

Skills

• Ability to prioritize competing tasks and exhibit strong written and verbal communication skills.
• Attention to detail and strong organizational skills.
• High level of responsiveness and follow-through with both internal and external customers.
• Strong problem-solving abilities and resourcefulness in finding solutions and answering challenges.
• Strong working knowledge of Microsoft Suite; experience in the FIS Horizon banking platform and Loan Vantage preferred.

Benefits

A comprehensive benefits package offered for Full-time positions, including medical, dental and vision coverage, Life/STD/LTD plans, Flexible Spending Account, H.S.A., 401k with company match, ESOP, paid vacation, sick time, and holidays.

Pay

N/A

Schedule

N/A

Benefits

N/A